As we move towards a cashless society, plastic money, in the form of Credit Cards, has emerged as a viable alternative to currency notes and coins. Apart from providing access to covering expenses on the go and rewarding you for your spends, cards help you build a strong credit history that can be an asset […]
Mr. Kapoor is a middle level manager working with a leading private company. He has three credit cards – A, B and C, which he has been using judiciously over the past several years. Recently, he decided that he wanted to get new furnishings for his house and he put all of those expenses on […]
12 Credit Card Terms Simplified As a credit card holder, have you ever come across some credit card jargon that left you scratching your head? Or maybe you did not quite understand the wordings in the credit card agreement and never had the patience or the need to pursue it. In either case, this […]
Owing to the multiple card options available for the users, people often get confused while deciding on which credit card should they choose. Before taking the final call, you must understand the detailed features and limitations of both cashback as well as reward points credit cards through the details and comparison given here.
From welcome benefits to reward points, cashbacks to movie tickets, a credit card with such unmatched features is a necessity these days. A credit card, often referred as ‘plastic money,’ is considered a main item in one’s wallet. It is easy money on the go and gives extreme convenience with jaw-dropping discounts and cashbacks. Whatever […]
Most of the credit card holders I know have missed their credit card bill payment at least once in their lifetime, and many of them ended up paying a high price for those missed payments. Of them, many have now become paranoid about credit cards. Frankly, there is no reason why you should be averse […]
Many people often relate higher credit limit on their credit card to their status. But the benefits of a higher credit limit are not limited to just this but have some real world benefits also. Your credit limit is basically the amount you can borrow from a credit card company. Your credit limit is decided […]
Saurav Makhija, kick-started his career with a fast-paced start-up at a package of Rs 5 lakh per annum. When he approached one of the leading private sector banks for a credit card his application was rejected. As he was a salaried person who never had any debt, he thought any bank should be more than […]
The past couple of years have seen payments industry make tremendous strides in India. From the introduction of debit and credit cards to awareness regarding online banking, and now to the adoption of mobile wallets and contactless cards: the industry, it seems, is coming of age. Several banks have issued contactless cards, with ICICI Bank […]
Some people restrict the number of credit cards they own to just one as they feel that multiple cards will lead to unnecessary expenditure and increase in credit card debt. But this holds true for people who are not financially disciplined. If you are not a spendthrift, you should not limit yourself to just one […]
