Getting a credit card limit increase may be a matter of personal preference as much as a need. If you are a responsible spender and know how to handle your finances effectively, increasing your credit limit may help you deal with your financial difficulties. Otherwise, you risk accruing a lot of debt and jeopardising your money and credit score.
Add-on credit cards, also known as supplementary credit cards, are issued against a primary credit card and comes with similar credit limit and benefits as that of the primary card. The add-on card is offered to the family members of primary cardholders like his/her parents, spouse, or children above the age of 18. Most of…
One of the major attractions of owning a credit card is the associated rewards program that comes with it. However, you have to make the most relevant choice from an array of options that are present in the market. Different cards come with different perks. There are miles, cashback, reward points etc. that you are […]
As notified by RBL Bank, their co-branded partnership with Zomato for the RBL Bank Edition Classic Credit Card and RBL Bank Edition Black Credit Card is now discontinued. Thereby, for existing Edition account holders, RBL Bank Edition Classic/Black Credit cards will be replaced with RBL Bank Shoprite Credit Card. Note: Existing customers do not need…
You may think that just because you did not activate the card, it would cause no harm to your finances. But you must note that even if you did not activate the card, your credit card account is still open. If it carries any annual fee, you will have to pay the same. However, if the card is free, you can keep the account open and not use the card as the unused credit limit will improve your credit score.
