Borrowing money is the first option that comes to mind when we are faced with a medical emergency or fall short of funds for making down payment on our new house. And, the most common form of loan taken at such junctures is personal loan. Now while some may approach a bank or a non-banking […]
Things you must keep in mind while availing personal loans for repaying credit card dues With credit cards in our wallets, we have the option of spending even if we don't have any funds at our disposal. However, we mistakenly consider credit cards to be an extension of our income and thus, end up spending […]
The wedding season is here! A number of homes in India must be overwhelmed with the preparations of a loved one’s wedding. A big fat marriage celebration in India can extend over a week. From dresses and jewellery to food and gifts, the cost of Indian weddings can be equally overwhelming. Earlier, people used […]
Personal loans find many takers due to its easy availability, approval and flexible options on offer. However, very often, personal loans become one of the most expensive forms of debt as we fail to keep in mind or follow some key aspects. Here’s a ready-reckoner for you to avoid the following 10 mistakes while opting […]
Ankit, a 43-year old salaried professional, needed Rs. 80,000 for a financial emergency. Since he did not want to take favor from either his relatives or friends, he had applied for a personal loan. But his loan request got denied due to insufficient credit score. So what should he do next? Should he break his…
Credit comes in many forms, including credit cards, mortgages, automobile loans, commercial loans and personal loans. Each type of these credits has a certain purpose attached to it, whether it is to buy a car, a house, monthly expenditure or any kind of financial or medical emergency that comes into our lives. A personal loan…
A life insurance policy is a reliable and useful investment option as it not only offers protection cover but also provides additional benefits including taking a loan against the policy. At the time of financial crises, one can consider taking a loan against Life Insurance Policy as it is easier to get and is secured…
