Central Bank of India World Credit Card is a premium credit card. It offers a host of benefits that match the needs of the elite crowd. The card is accepted at all merchant stores around the world. Moreover, the cardholder gets to enjoy an interest-free period of up to 55 days. This is amongst the longest period offered by any credit card provider.
Central Bank of India World Credit Card – Features
Following are the key features of this credit card:
- Primary cardholders can avail add-on cards to share benefits with their family
- E-statement of credit card usage is delivered to the registered email address
- Users also get to enjoy the auto-debit feature on this credit card
- Customers can call on the 24×7 customer support number to address their grievances
- Online transactions are secured using 3D Secure MasterCard Secure Code which reduces hassles and provides maximum security
Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Central Bank of India World Credit Card – Benefits
The benefits that come with Central Bank of India World Credit Card are:
- Users get a welcome gift voucher from the bank worth Rs. 1,200, which can be used to book flight tickets
- Cardholders can get free access to lounges at select airports of India
- Customers earn 3 rewards point for every Rs. 100 spent domestically and 4 rewards point for every Rs. 100 spent internationally
- The fuel surcharge is waived for transactions between Rs. 400 and Rs. 4,000
- This card provides the following types of insurance:
- Loss of card – The cardholder is insured up to Rs. 1 lakh per day from the day of reporting till the permissible limit is reached
- Air Accidental insurance coverage of Rs. 10 lakh is also provided
Central Bank of India World Credit Card – Fees and Charges
The Central Bank of India World Credit Card comes with the following fees and charges:
| Category | Amount |
| Credit Card/ Add-on issuance fee | Rs. 500 |
| Credit Card/ Add-on Renewal/Cancellation Fee | Rs. 500 |
| ATM Transaction Fee and Interest Rate | Rs. 100 per withdrawal + 3.50% per month from withdrawal till the date of repayment |
| Foreign Currency Transaction Fee | 3.50% |
| Auto Debit Dishonour | Rs. 150 per dishonour of auto debit |
| Late Payment Charge | Rs. 350 |
| Service Charge | 3.50% per month on the outstanding amount |
Central Bank of India World Credit Card – Eligibility Criteria
To apply for Central Bank of India World Credit Card, the applicant needs to satisfy the following conditions:
- An applicant should be between 18 to 65 years of age
- He/she should be an account holder of the bank
- His/her gross annual income should be above Rs. 5 lakh
Central Bank of India World Credit Card – How to Apply
Applicants can visit the nearest Central Bank of India branch and contact a Bank official there. The official will guide them through the rest of the process.