Over the past few years, credit cards have become a reliable source of monetary help for many people. It can be seen as a very useful tool that is utilized to complete daily transactions such as utility bill payment, mobile bill payment etc. It is a matter of the past when credit cards were seen as a comfortable source to settle large transactions, like buying air tickets. Currently, people have grown sensible and have understood the correct use of credit cards to avail the various benefits associated to its usage.
Central Bank of India is known to offer several credit cards options for its customers. The bank offers customized credit cards that are known to fulfill different needs of customers such as travel, shopping, food etc. With Central Bank, credit card holders are permitted to access varying benefits & rewards for transactions. There are either cashback associated to these transactions or reward points that can be later redeemed for wonderful gifts.
Payment of Credit Card Bills at Central Bank of India
For every credit card holder, Central Bank of India credit card bill payment is necessary to continue with the service and gather all the various perks associated to its usage. At present, the bank offers different payment modes which can be easily accessed by the customers to settle credit card bills without any hindrance.
The two prime payment options include online and offline platforms that are categorized into multiple facets which the customer can access for the settlement of credit dues.
Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Online Payment of Credit Card Bill
For utilizing the Net Banking service at Central Bank of India, it is essential for the bank’s current and savings account holders to register for this particular facility. Once the registration is done, you can initiate online payments without any hassle. Interestingly, customers are permitted to link their credit cards to the net banking account via net banking portal. For this, the use of your ATM pin is necessary for successfully linking the credit card to the net banking account.
With the power of the net banking service, customers can view or download useful credit card information, monthly statements, unbilled transactions etc. In order to pay credit card amounts, you need to log in directly to your net banking portal. Now, access the credit card tab and click on “Credit Card Payment Option”. The bill would be resolved using your savings account with Central Bank of India.
Mobile Banking Application
Credit card users with Central Bank are allowed to use their Mobile Banking app to manage outstanding bill payments. One needs to download the required app over his/her smartphone. Once this is done, use the customer ID for successfully logging into the app. This portal consists of all the features which are available with the Net banking facility. In order to pay credit card dues, you need to click on the credit card tab and press on “Credit Card Payment Option”. The portal offers enhanced 128-bit SSL security linked to credit card accounts; the user can transact or pay from his/her savings account directly with the mobile app.
NEFT or National Electronic Funds Transfer
Customers can pay credit card bills using a different bank account with the availability of the NEFT facility. However, make sure to read the instructions as they might vary marginally for different banks. In most cases, the customer is required to add his/her payee account number, which is basically the credit card number, for making the payment via NEFT. Payments accessed on weekdays (working hours) are credited immediately on the same day. Whereas, payments processed after the working hours are added to the credit card account on the following business day. You can even use the RTGS service for making credit card bill settlements.
Offline Payment of Credit Card Bill
At present, you will still find people who are willing to pay bills using the traditional ways. It is their convenience which they prefer and should be respected by the banking organizations. Hence, Central Bank of India credit card bill payment can also be managed through offline sources. Below mentioned are two different offline modes for paying credit card dues:
Cash payment
Customers can pay credit card bills directly through cash deposits at any of the Central Bank branches close to their location.
Cheque payment
If you are comfortable in making cheque transactions, then credit card bills can be resolved using this mode at Central Bank. The customer needs to drop a cheque at any Central Bank branch or ATM, stating his/her credit card number and other essential details.