Documents Required for Availing Personal Loans from Central Bank of India
The Central Bank of India Personal Loan documents required for availing personal loans have not been disclosed by the lender. However, lenders usually ask for the following personal loan documents from their loan applicants, which should give a fair idea about the documents required for availing personal loans from Central Bank of India.
Personal Loan Documents for Identity proof (any one)
- PAN card
- Aadhar card
- Voter ID
- Driving license
- Passport
Personal Loan Documents for Proof of residence (any one)
- Passport
- Voter ID card
- Driving license
- Utility bill (electricity, telephone, water or gas bill)
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Personal Loan Documents for Proof of income/job continuity (for salaried applicants)
- Salary slips (last 3 months)
- Bank account statement (last 3 to 6 months showing income credit)
- IT returns
- Form 16
- Current employment certificate
- Current job appointment letter (if more than 2 years have been spent in the same organisation)
- Experience certificate (previous employer’s relieving or appointment letter along with job certificate)
Personal Loan Documents for Proof of income/continuity of business for (self-employed applicants)
- Income tax returns of last 2 years along with computation of income duly attested by a Chartered Accountant
- Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
- Copy of GST registration
- Company registration license
- Shop establishment proof
Note: The final list of Central Bank of India Personal Loan documents required may be more exhaustive depending on the loan applicant’s profile.
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