Central Bank of India Rupay Select Credit Card

The features and benefits of the card are:

Welcome Offer – Get gift certificate worth Rs. 500 for Croma. Also, get 15% discount for purchases made at Apollo Pharmacy.

Lounge Access – Customers get the following lounge accesses:

• Two free accesses per quarter in over 11 cities in India
• 4 free accesses per quarter in over 300 cities worldwide

Insurance – Get Rs. 10 lakh cover for accidental death and Permanent Total Disability.

Dining Offer – Get cashback up to Rs. 50 per month on dining.

Merchant Offers – Get additional discounts at select online and offline stores.

Loyalty Offers – Earn 3 loyalty points per Rs. 100 spent on via this credit card.

Concierge Service – Use the service to make dining, hotel, rental car reservations and more.

Suggested Read: Concierge Services: A Perk for Premium Credit Card Users

Central Bank of India Rupay Select Credit Card
Good For: People who want insurance on their credit card People who want reward points People who want lounge access	Bad For: Customers who want to earn air miles Customers who want free movie tickets Customers who want diversity in their rewards catalogue

Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Category	Amount
Issuance Fee	Rs. 500
Annual Fee	Rs. 500
Add-on card Fee	Nil
Renewal Fee	Rs. 100
Card Replacement Fee (Domestic)	Rs. 100
Card Replacement Fee (International)	Rs. 150
Over Limit Fee	2% of amount/ Min. Rs. 100
De-blocking credit card fee	Rs. 100 per request
Late Payment Fee	Amount Less than Rs. 100 – Nil Amount Between Rs. 100 and Rs.500 – Rs. 100 Amount Between Rs. 501 and Rs. 10000 – Rs. 350 Amount Between Rs. 10001 and Rs. 20000 – Rs. 500 Amount Over Rs. 20000 – Rs. 650
Dishonour of ECS/Auto debit	Rs. 150 per instance
Cash Withdrawal	Rs. 100 per transaction
Finance Charge	3.50% per month
Foreign Currency Markup Fee	3.50%

The eligibility criteria are:

• Customers who are over the age of 18 years but below 65 years only can apply
• Existing account holders at Central Bank of India only can apply for Central Bank of India Rupay Select credit card

Applicants will have to visit the home branch of Central Bank of India. There contact a bank official who will take care of the application. Show the documents requested by the official and submit the required photocopies and photographs. The bank will then process the application and on qualification dispatch the credit card.

Who can apply for Central Bank of India Rupay Select Credit Card?
Applicants must be above 18 years of age but below 65 years of age and have an account with Central Bank of India.

How many Reward points are earned via this credit card?
Customers will earn 3 Reward (loyalty) Points per Rs. 100 spent via this credit card.

What is the finance charge on this credit card?
The finance charge on Central Bank of India Rupay Select credit card is 2.99%.

Does the card offer Cashback?
Yes, customers get cashback on dining and utility bill payments.

Is there a lounge access on this credit card?
Yes the card does provide lounge access.