Please Note: City Union Bank is not a Paisabazaar partner. Offers would be from partner banks/HFCs only.
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City Union Bank Home Loan Highlights |
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| Interest Rate | 8.25% – 10.50% p.a. |
| Loan Amount | Up to Rs 1 crore (subject to a maximum limit of 60 months of net take home pay for salaried individuals and up to 5 times of the income declared in the latest ITR) |
| Loan Tenure | Up to 30 years |
| Processing fees | 1% (minimum Rs 250) |
Note: Interest rates as on 8th April 2024
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Table of Contents
City Union Bank Home Loan Interest Rates
City Union Bank Home Loan Interest Rates range between 8.25% and 10.50% p.a. The home loan interest rates provided by the lender, based on the loan amount, are provided below:
Floating Interest Rates
| CIBIL Scores | Interest Rates (p.a.) |
| For loan amounts of up to Rs 30 lakh |
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| For loan amounts above Rs 30 lakh and up to Rs 75 lakh |
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| For loan amounts above Rs 75 lakh to Rs 7.50 crore |
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Fixed Interest Rates
| CIBIL Scores | Interest Rates (p.a.) |
| For loan amounts of up to Rs 30 lakh |
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| For loan amounts above Rs 30 lakh and up to Rs 75 lakh |
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| For loan amounts above Rs 75 lakh to Rs 7.50 crore |
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Compare Interest Rates on Home Loans for Top Banks & HFCs
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh | |
| SBI | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | Apply Now |
| HDFC Bank Limited | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| LIC Housing Finance | 8.50% - 10.35% p.a. | 8.50% - 10.55% p.a. | 8.50% - 10.75% p.a. | Apply Now |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50%-11.45% p.a. | Apply Now |
| Punjab National Bank | 8.45% - 10.25% p.a. | 8.40% - 10.15% p.a. | 8.40% - 10.15% p.a. | Apply Now |
| Bank of Baroda | 8.40% - 10.65% p.a. | 8.40% - 10.65% p.a. | 8.40% - 10.90% p.a. | Apply Now |
| IDFC First Bank | 8.85% p.a. onwards | 8.85% p.a. onwards | 8.85% p.a. onwards | Apply Now |
| L&T Finance Limited | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Apply Now |
| Tata Capital Housing Finance | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| Federal Bank | 8.80% p.a. onwards | 8.80% p.a. onwards | 8.80% p.a. onwards | Apply Now |
| Axis Bank | 8.75%-13.30% p.a. | 8.75%-13.30% p.a. | 8.75%-9.65% p.a. | Apply Now |
| Godrej Housing Finance | 8.55% p.a. onwards | 8.55% p.a. onwards | 8.55% p.a. onwards | Apply Now |
Check interest rates on Home Loans for other Banks and HFCs Compare Now
Fees and Charges for City Union Bank Home Loan
Home Loan Processing fees
| Particulars | Rates |
| Processing fees | 0.50% (Rs 500 to Rs 10,000 plus GST) |
City Union Bank Home Loan Eligibility Criteria
Both salaried and self-employed individuals are eligible for availing home loans from City Union Bank.
Documents Required for City Union Bank Home Loan
The list of home loan documents required while applying for City Union Bank Home Loans are as follows:
ID proof
- Aadhaar card
- Passport
- PAN card
- Voter’s identity card
- Driving license
- Ration Card
- Identity card/confirmation from employer or other bank (subject to the branch’s satisfaction)
- ID card issued by recognized educational institutions
- Letter from a recognized public authority or public servant (not below the rank of the Tahsildar) verifying the identity and residence of the customer to the satisfaction of Bank
- Job card issued by NREGA duly signed by an officer of the State Government
- Letter issued by UIDAI (Unique Identification Authority of India) with details of name, address & Aadhaar number.
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Address proof
- Aadhaar card
- Passport
- Voter’s Identity card
- Driving license
- Telephone bill (not older than 2 months with installation at least before 6 months)
- Bank account statement
- Letter from a recognized public servant or public authority (not below the rank of Tahsildar) verifying the customer’s identity and residence to bank’s satisfaction
- Electricity bill (latest)
- Ration card
- Letter from employer (subject to bank’s satisfaction) ID issued by Postal Authorities
- Job card issued by NREGA and duly signed by a state government officer
- Letter issued by UIDAI (Unique Identification Authority of India) with details of name, address & Aadhaar number.
- Consumer Pass Book issued by Gas Agency
- A rent agreement indicating the address of the customer duly registered with State Government or similar registration authority
Note: City Union Bank may ask its home loan applicants to submit additional documents, apart from the ones mentioned above, based on their requirements and the loan applicant’s profile.
Customers can enquire more about the housing loan schemes offered by the lender by getting in touch with City Union Bank Home Loan Customer Care