City Union Bank Savings Account

Type of City Union Bank Savings Account	Primary Features
Basic Savings Bank Account	Zero balance account Free NEFT/RTGS facilities
General Savings Account	Free electronic fund transfer Nomination facility available and recommended
City Union Bank Excel	Insurance coverage Free internet and mobile banking
Young India Savings Account	Free debit card Free remittance of college fees
Junior India Savings Account	Account operated by the guardian Free electronic transfer across CUB accounts
Salary Savings Account	No minimum balance required Free electronic fund transfer across CUB accounts
Pradhan Mantri Jan Dhan Yojana (PMJDY)	Zero balance account Government backed

1: Basic Savings Bank Account

Particulars	Details
Minimum Balance Required	Zero balance account
ATM Debit Card	Yes, available
Rate of Interest	4% p.a.
Electronic Fund Transfer	Free NEFT and RTGS
Eligibility	Resident Individuals

2: General Savings Account

Particulars	Details
Minimum Balance	Yes, required
ATM Debit Card	Free international ATM debit card
Rate of Interest	4% p.a.
Electronic Fund Transfer	Free IMPS, NEFT and RTGS across CUB accounts
Eligibility	Resident individual sole or joint account, Hindu Undivided Families (HUFs), Minor (account will be operated by parent or guardian)

3: City Union Bank Excel

Particulars	Details
Nomination	Yes, compulsory
ATM Debit Card	Yes, international ATM debit card
Rate of Interest	4% p.a.
Electronic Fund Transfer	Free IMPS, NEFT and RTGS
Eligibility	Resident individuals of age between 18 to 54 years

4: Young India Savings Account

This account is for children who have just turned into adults and looking forward to a savings account for best returns.

Particulars	Details
Nomination facility	Available and recommended
ATM Debit Card	Free international debit card
Rate of Interest	4% p.a.
Electronic Fund Transfer	Free RTGS, NEFT and IMPS
Eligibility	Students between the age of 18 and 25 years

5: Junior India Savings Account

This account is essentially made for children and teenagers to promote the idea of savings from the very savings.

Particulars	Details
Minimum Balance	Yes, required
ATM Debit Card	Yes, available  for account holders above 12 years of age
Rate of Interest	4% p.a.
Electronic Fund Transfer	Free RTGS, NEFT and IMPS
Eligibility	Children from day 1 to under 18 years of age

6: Salary Savings Account

Particulars	Details
Minimum Balance Required	Zero balance account
ATM Debit Card	International ATM cum debit card
Rate of Interest	4% p.a.
Electronic Fund Transfer	Free RTGS, NEFT and IMPS
Eligibility	Resident individuals

7: Pradhan Mantri Jan Dhan Yojana (PMJDY)

The primary aim of this account of financial inclusion. Here are some of the features.

Particulars	Details
Minimum Balance Required	Zero balance account
ATM Debit Card	Free RuPay card
Rate of Interest	4% p.a.
Nomination Facility	Yes, available
Eligibility	Resident individuals

To open a savings account with City Union Bank, an applicant must keep the following documents:

• Proof of Identity: PAN card, Aadhaar card, voter ID, driving license, passport, any photo ID issued by Central or State government, Identity card /confirmation from the employer etc.
• Proof of Address: Aadhaar card, passport, driving license, voter ID, utility bills (water, electricity, gas, and telephone), bank account statement, etc.
• Proof of Age (for children or minors): Birth certificate, high school certificate, school ID card, passport, Aadhaar card, PAN card, a declaration by the parent or legal guardian in case of children below the school age

Along with these aforesaid documents, an applicant will require latest passport size photographs and a duly filled account opening application form.

You can do it online by visiting the website of the bank and apply on the page of the account you want by filling the form. Following this, a representative of the bank will connect with you for further process and formalities.

Alternatively, you can go to the nearby branch of City Union Bank to apply in person. While stepping out for the same, do not forget to keep all the necessary KYC documents (ID and address proof). Once you submit all the requisite documents, your account generation is initiated.