Clix Capital Personal Loan

Clix Capital is one of the leading online lenders that offer instant personal loans starting from 1 lakh and up to Rs. 25 lakh to salaried individuals. These collateral-free personal loans can be availed for various personal purposes, such as weddings, travel, medical emergencies, debt consolidation and home renovation/expansion. Further discussed are the loan details along with interest rate, features, eligibility criteria, and much more.

Clix Capital Personal Loan – Interest Rate & Features

• Interest Rate: 14.99% – 24.99% p.a.
• Loan amount: Minimum of Rs. 1 lakh and maximum up to Rs. 25 lakh
• Collateral-free Loans: No collateral or security is required
• Repayment tenure: From 12 months up to 48 months
• Minimum Monthly Salary: Rs. 30,000

Comparison of Clix Capital Personal Loan Interest Rate vs. Other Lenders

Also Know: Which banks offer low interest rates on personal loans?

Processing Fees & Charges

The following are some key charges and fees associated with a personal loan disbursed by Clix Capital*

*GST will be additionally added to the mentioned fees and charges.

Eligibility Criteria

The following section discusses the key eligibility criteria requirements you need to meet to avail a Clix Capital personal loan:

For Travel Loan

• Minimum and Maximum Age: 25 – 58 Years
• Net Monthly Income: For a salaried employee who is employed in the current company for 6 months and has a total professional experience of at least 12 months
• Monthly Net Income: Minimum Rs. 30,000

For Education, Wedding, Medical Emergency & Home Renovation

• Age: Minimum 25 years and under 58 years
• Salaried employee who’s employed in the current company for 6 months and has a total professional experience of at least 12 months
• Monthly Net Income: Minimum Rs. 25,000

Apart from the above, Clix Capital may require applicants to meet additional eligibility criteria at its discretion.

Documents Required for Personal Loan Application

The following is a list of documents you must submit to avail a personal loan from Clix Capital:

• Completed application form with Passport sizes photographs
• Identity proof: PAN Card, Aadhaar Card or Government ID (if Govt. employee)
• Address proof: Aadhaar Card or certified copy of Voter ID Card, Passport or Driver’s License
• Income Proof: Most recent salary slip or latest Form 16

Note: Clix Capital may ask for additional documents at the time of loan application at its discretion.

Clix Capital Personal Loan – EMI Calculator

Paisabazaar offers an easy to use and free personal loan EMI calculator online to help you evaluate the EMIs payable on a personal loan availed from Clix Capital.

Personal Loan at Attractive Interest Rates Apply Now

Customer Care

The customer care department at Clix can be contacted by phone, email or through the website:

• By Phone: You can call 0124-4545965 or 0124-3817400/ 1800-200-9898  between 9:30 AM to 6:30 PM Monday – Saturday. It is advisable to keep your loan reference number handy for verification
• By Mail: You can send an email at hello@clix.capital with details of your query (Please mention your loan account number and contact number in the subject line).
• Online Chat bot: You can also get your queries answered by the ‘Maya’ – CLIX Virtual Assistant on the Clix website (www.clix.capital)

FAQs

1. Do I need to pledge any collateral to avail a personal loan from Clix Capital?

Ans. No, there is no need of collateral or guarantor to avail a personal loan from Clix Capital.

2. I am earning Rs. 18,000 per month. Can I apply for Clix Capital Personal Loan?

Ans. No, to apply for Clix Capital personal loan your minimum income should be Rs. 25,000 per month.

3. I am a self-employed individual. Can I avail a personal loan from Clix Capital?

Ans. No, Clix Capital personal loan is only available to salaried applicants.