5 Best HDFC Credit Cards for Air Travel

As more and more people are travelling to explore new places nowadays, travel credit cards have gained popularity as well. These credit cards come with accelerated rewards and discounts on different travel expenses, like hotel, flights and other related bookings, along with complimentary services such as airport lounge access. There are many HDFC bank credit cards which offer such features, including co-branded benefits in association with certain airlines and travel partners. Best-suited for the frequent travellers, these cards help people save while indulging in both domestic and international travels.

Top 5 HDFC Credit Cards for Air Travel in 2024

Given below is our list of the best HDFC bank credit cards for air travel:

Suggested Read: Best Travel Credit Cards in India

InterMiles HDFC Bank Signature Credit Card

Joining Fee: Rs. 2,500
Renewal Fee: Rs. 2,500 (waived off on annual spends of Rs. 3 lakh)

InterMiles HDFC Bank Signature Credit Card is a co-branded credit card well-suited for frequent travellers. Cardholders can save on their hotel and flight bookings via accelerated rewards. Apart from this, additional discount privileges on Etihad Airways and lounge access are also provided to the users. The earned rewards can later be redeemed on travel bookings on InterMiles platform, thus helping the card users significantly cut back on their travel costs. Detailed features of this credit card are as follows: 

• InterMiles Silver membership for the first year
• 3,000 InterMiles on spending Rs. 6,000 within first 30 days after joining or card renewal 
• 5,000 InterMiles on reaching Rs. 90,000 retail spends within first 90 days
• Rs. 750 flight discount vouchers & up to Rs. 2,000 hotel discount vouchers on joining and renewal
• 6 InterMiles per Rs. 150 retail spend
• 12 InterMiles per Rs. 150 spent on every flight or hotel booked on InterMiles website
• 5% off on Etihad Airways Economy & 10% off on Business tickets booked on InterMiles website
• 2.5X bonus InterMiles for Etihad Airways tickets booked on InterMiles website
• 16 complimentary Visa or MasterCard lounge visits per year
• Priority Pass membership worth $99 with up to 5 international lounge visits per year

HDFC Regalia Gold Credit Card

Joining Fee: Rs. 2,500
Renewal Fee: Rs. 2,500 (waived off on spending Rs. 4 lakh in a year)

HDFC Regalia Gold Credit Card comes with complimentary travel memberships, vouchers and domestic and international airport lounge access. The reward points that you earn can be converted to air miles for added travel benefits. It also comes with an exclusive Gold Catalogue containing offers from premium brands which you can avail by redeeming your earned reward points. Refer below for the travel-related and other lifestyle features available for the cardholders:

• Gift voucher worth Rs. 2,500 on joining
• Complimentary Club Vistara Silver Tier & MMT Black Elite membership on Rs. 1 lakh spends within first 90 days
• 5X reward points on Marks & Spencer, Myntra, Reliance Digital & Nykaa spends
• 4 reward points per Rs. 150 retail spends
• Vouchers of Rs. 1,500 on quarterly spends of Rs. 1.5 lakh
• Flight vouchers of Rs. 5,000 on annual spends of Rs. 5 lakh & additional voucher of Rs. 5,000 on spends of Rs. 7.5 lakh
• 12 complimentary lounge access at domestic and international terminals in India
• Priority Pass for self & add-on members on completing 4 retail transactions
• Accidental air death cover of Rs. 1 crore

InterMiles HDFC Bank Diners Club Credit Card

Joining Fee: Rs. 5,000
Renewal Fee: Rs. 5,000 (waived off on yearly spends of Rs. 8 lakh)

InterMiles HDFC Diners Club Credit Card lets the card user earn InterMiles on every purchase which in turn can be utilised to make travel bookings in the future. This card also offers special discounts on your flight and hotel bookings, especially on those made with Etihad Airways. So, if you travel via Etihad Airways frequently, you can maximise your rewards using this card and make your experience more comfortable with additional complimentary lounge and concierge services. The detailed features of this HDFC bank credit card are mentioned below:

• 10,000 InterMiles on spending Rs. 20,000 within first 30 days of joining & card renewal
• 15,000 InterMiles on retail spends of Rs. 1.5 lakh within first 90 days
• InterMiles Gold membership, flight & hotel discount vouchers on joining & renewal fee payment
• 8 InterMiles per Rs. 150 retail spends
• 16 InterMiles per Rs. 150 on InterMiles flight / hotel bookings & 2.5X InterMiles for Etihad Airways tickets booked via InterMiles
• 10% off on Etihad Airways Business & 5% off on Economy tickets booked on InterMiles website
• Unlimited airport lounge access in India & golf games/coaching at select courses worldwide
• Air accident insurance cover of Rs. 2 crore & travel insurance of up to Rs. 55,000
• Up to 25% off on dining bills paid via Dineout Pay

6E Rewards XL- IndiGo HDFC Credit Card

Joining Fee: Rs. 1,500
Renewal Fee: Rs. 1,500

6E Rewards XL IndiGo HDFC Bank Credit Card is a co-branded travel credit card that makes air travel cheaper for frequent flyers. You can get a complimentary ticket from IndiGo along with several other privileges, like priority check-in, free meal, quick baggage claim and choice of your seat. Below-mentioned are the key features of this credit card:

• 1 complimentary flight ticket of Rs. 3,000 & 6E Prime Add-On on making 3 transactions in each of the first 3 months
• Rs. 5,000 Accor hotel vouchers on paying the joining fee
• 5% 6E Rewards on IndiGo 
• 3% 6E Rewards on grocery, entertainment & dining
• 2% 6E Rewards on all other spends
• 8 complimentary domestic airport lounge visits in a year
• Discounted IndiGo tickets convenience fee of Rs. 150 per pax

HDFC Bank Diners Club Privilege Credit Card

Joining Fee: Rs. 2,500
Renewal Fee: Rs. 2,500 (waived off on yearly spends of Rs. 3 lakh)

HDFC Diners Club Privilege Credit Card offers decent travel and lifestyle benefits with accelerated rewards on travel bookings, food delivery as well as dining. The card users can avail complimentary lounge access, memberships and vouchers as milestone benefits too. Read below to know the detailed benefits that you can gain on using this credit card:

• 2 airport lounge access worldwide per quarter on spending Rs. 15,000
• 4 reward points per Rs. 150 spent, 5X points on Swiggy & Zomato and 10X points on SmartBuy flight & hotel bookings
• Annual Swiggy One & Times Prime memberships on spending Rs. 75,000 within the first 90 days
• Rs. 1,500 worth Marriott Experience/ Decathlon/ Barbeque Nation or other vouchers on quarterly spends of Rs. 1.5 lakh
• Buy 1 Get 1 Free BookMyShow weekend tickets twice a month
• 2% foreign currency mark-up
• Rs. 1 crore accidental air death cover, Rs. 25 lakh oversees hospitalisation cover & up to Rs. 50,000 baggage delay cover
• Up to 20 % off on restaurant bill payments via Swiggy Dineout

Super-Premium HDFC Credit for Air Travel

Apart from the above HDFC Bank credit cards which come with considerable travel benefits at a low to mid-range annual fee, there are a few super premium travel cards as well. Refer to the table below to check out these credit cards which come with extensive travel and lifestyle benefits and are best suited for high-income individuals:

The right travel credit card for you depends on how often you travel, the types of rewards and benefits provided by the credit card. To determine which credit card will put the most money back in your pocket, you must analyse your spending pattern and repayment capacity. A good credit card is not the one that comes with multiple benefits, but it’s the one that suits your requirements the best. Take your time to compare multiple travel credit cards and make a correct decision.