Best ICICI Bank Credit Cards

Joining Fee: Nil
Annual/ Renewal Fee: Nil
Best Suited For: Online Shopping

Amazon Pay ICICI Credit Card is a co-branded credit card that offers benefits on online shopping. This card is specifically designed to avail discount on your purchases at Amazon. However, only Amazon Prime members can earn the maximum benefits via this credit card. Here are some of the key features of this card:

• 5% cashback on Amazon spends for Prime members
• 3% cashback on Amazon spends for non-Prime members
• 2% cashback on payments via Amazon Pay to 100+ partners
• 1% cashback on all other expenses on shopping, dining, travel and more
• Minimum 15% discount on your dining bill at participating restaurants under ICICI Culinary Treats Program
• 1% fuel surcharge waiver across all petrol pumps in India

Who Should Get This Card?

Amazon Pay ICICI Credit Card is a suitable match for people who frequently shop at Amazon. The card lets you save up to 5% if you are a Prime member. However, if you are not a Prime member, then your cashback will be limited to 3% only. Therefore, getting this card only makes sense if you use Amazon for most of your online shopping needs. If you are looking for something that offers benefits on multiple brands, then you can look for other options among the best ICICI credit cards.

Joining Fee: Rs. 6,500
Annual/ Renewal Fee: Rs. 3,500 (waived off on spending more than Rs. 6 lakh in a year)
Best Suited For: Travel & Shopping

ICICI Bank Sapphiro Credit Card is a premium credit card that is best suited for people who frequently travel and want to avail premium benefits. This card offers benefits for both domestic and international travellers. You can avail premium privileges, such as lounge access, gold privileges, Dreamfolks membership and more via this credit card. Some of the key features of this premium credit card are as follows:

• Welcome vouchers on shopping & travel worth more than Rs. 9,000
• Up to 20,000 ICICI reward points every anniversary year
• ICICI reward points on every Rs. 100 spent- 4 points on international, 2 on domestic, and 1 point on utility & insurance spends
• Complimentary DreamFolks Program membership with international airport lounge and domestic airport spa access
• 4 complimentary domestic airport lounge visits on a minimum spend of Rs. 5,000 or above in a calendar quarter
• Up to 4 complimentary rounds of golf per month based on eligible card spends
• Up to Rs. 500 off on the second ticket on booking 1 movie/event ticket on BookMyShow

Suggested: ICICI Bank Sapphiro Credit Card Review | Check Eligibility for Similar Cards

Who Should Get This Card?

ICICI Bank Sapphiro Credit Card is best suited for frequent domestic and international travellers as it offers more benefits on the travel category, especially in terms of airport lounge access. However, an annual fee of Rs. 3,500 might take a toll on your pocket. Hence, apply for this card if you are ready to pay a high annual fee. Apart from travel, other benefits provided on this credit card are also satisfactory. Overall, this is the right option if you want to avail international benefits like lounge access or better rewards on international transactions.

Joining Fee: Rs. 2,500
Annual/ Renewal Fee: Nil
Best Suited For: Travel

MakeMyTrip ICICI Bank Signature Credit Card is a co-branded credit card that offers benefits on travel and hotel bookings along with access to select airport or railway lounges in India. You can avail the maximum benefits of this card if you frequently travel and make bookings via MakeMyTrip. Below mentioned are some of the key features of this credit card:

• MakeMyTrip holiday voucher worth Rs. 2,500, Rs. 1,500 My Cash and MMTBLACK Exclusive membership as joining benefits
• 4 My Cash per Rs. 200 spent on hotel/ holiday booking via MakeMyTrip
• 2 My Cash per Rs. 200 spent on flight booking via MakeMyTrip
• 1.25 My Cash per Rs. 200 spent on domestic transactions outside MakeMyTrip
• 1.50 My Cash per Rs. 200 spent on international transactions outside MakeMyTrip
• Complimentary DreamFolks Program membership with international airport lounge and domestic airport spa access
• 2 free domestic lounge visits on spending Rs. 5,000 & 1 railway lounge access per calendar quarter
• 25% off up to Rs. 150 on booking minimum 2 tickets on BookMyShow or Inox

Who Should Get This Card?

MakeMyTrip ICICI Bank Signature Credit Card offers benefits on your bookings through MakeMyTrip. You should consider applying for this credit card if you frequently travel and prefer to make bookings through MakeMyTrip. You can get domestic as well as international travel benefits via this credit card. However, the rewards, i.e. ‘My Cash’ earned on this credit card can only be redeemed against your future bookings. Overall, apply for this credit card if your goal is to avail travel benefits.

Joining Fee: Rs. 500
Annual/ Renewal Fee: Rs. 500 from second year onwards
Best Suited For: Rewards

ICICI Coral Credit Card is an entry-level card offering benefits across multiple categories, such as rewards, travel, entertainment, and more. Cardholders can earn rewards on every spending category, including utility spends, and later redeem them against numerous options as per their convenience. Some of the major features and benefits of this credit card are as follows:

• 2 reward points per Rs. 100 spent
• 1 reward point per Rs. 100 spent on insurance & utility spends, including government transactions
• 25% discount on BookMyShow and Inox up to Rs.100 on the purchase of minimum 2 movie tickets per transaction, twice a month
• 1 complimentary domestic lounge access every quarter on spending a minimum of Rs. 35,000 or above in a calendar quarter
• On spending Rs. 2 Lakh with the card, you get 2,000 reward points and additional 1,000 reward points on spending Rs. 1 Lakh
• 1% fuel surcharge waiver fuel transactions at Hindustan Petroleum Corporation Limited Pumps

Suggested: Best Travel Credit Cards | Check Eligibility for Similar Cards

Who Should Get This Card?

ICICI Coral Credit Card is an entry-level credit card suitable for new-to-credit individuals. This card lets you earn reward points on your purchases, even on mostly excluded categories, such as utility payments, which can later be redeemed across various options. The card offers a basic reward rate of 2 reward points per Rs. 100 spent. However, at an annual fee of Rs. 500, additional benefits like discount on movie tickets twice a month definitely enhance the overall value of this card. Overall, this credit card is suitable for individuals wanting to earn basic benefits at a lower annual fee.

Joining Fee: Rs. 12,499
Renewal Fee: Rs. 12,499
Best Suited For: Rewards, Travel & Lifestyle Benefits

ICICI Bank Emeralde Private Metal Credit Card is a premium credit card that is best suited for high net worth individuals who want to avail luxurious benefits and are ready to pay a high annual fee. Some of the key features and benefits of this credit card are as follows:

• Complimentary Taj Epicure membership for the 1st year from the date of card issuance
• 12,500 bonus ICICI reward points every year on card activation after the payment of joining or card renewal fee
• 6 ICICI reward points on every Rs. 200 spent on grocery, education, insurance and utilities, including government transactions
• Vouchers worth Rs. 6,000 as milestone benefits
• Priority Pass membership with unlimited access to international lounges
• Unlimited domestic lounge access at select Indian airports
• Unlimited golf lessons or rounds every month by creating a Golftripz account to book your slots
• Complimentary EazyDiner membership every year with perks like 25% to 50% off on dining at top restaurants in India and Dubai, etc.
• Buy 1 ticket and get up to Rs. 750 off on the 2nd ticket on BookMyShow bookings twice a month

Suggested: Best Super Premium Credit Cards in India | Check Eligibility for Similar Cards

Who Should Get This Card?

ICICI Bank Emeralde Private Metal Credit Card is a super-premium credit card that offers benefits across different spending categories, such as travel, lifestyle, entertainment and more. With premium benefits like complimentary memberships, 3% reward rate, unlimited domestic & international lounge access, unlimited golf games, up to 50% on dining, free movie tickets, this credit card compliments its annual fee. This credit card is a good choice for high spenders looking for a premium card that spanning across different category spends to boost your savings while you lead a life of comfort.

Joining Fee: Rs. 500
Renewal Fee: Rs. 500 (waived off on spending Rs. 1.5 lakh in a year)
Best Suited For: Fuel Benefits

HPCL Super Saver credit card is a co-branded fuel credit card with cashback offer on fuel spends. It also offers reward benefits on select categories of everyday spends, movie discounts and spend based airport lounge access. It is best suited for those who are HPCL fuel loyalists. Some of the top features and benefits offered by this card are as follows:

• 2,000 reward points as welcome benefits on card activation and Rs. 100 cashback on HP Pay app
• 5% back as reward point on grocery, departmental stores & utility bill spends
• 4% cashback on HPCL fuel spends with extra 1.5% back as reward points on payment via HP Pay app
• 2 reward points per Rs. 100 spent on retail purchases, expect fuel
• 25% off up to Rs. 100 twice a month on BookMyShow and INOX on minimum booking of 2 tickets
• 1 complimentary domestic airport lounge access on spending Rs. 5,000 per calendar quarter

Suggested Read: Top Fuel Credit Cards in India | Check Eligibility for Similar Cards

Who Should Get This Card?

HPCL Super Saver card is the best ICICI credit card for fuel based benefits as it offers a decent cashback of up to 5.5% on your fuel spends. However, you can avail these fuel benefits only if you buy fuel at HPCL petrol pumps. Additionally, it also provides good returns on many of your everyday home expenses. Its annual fee is low which can also be waived on spending Rs 1.5 lakh per year. This card is a good choice for you if you are looking for a card with accelerated benefits on HPCL fuel purchase, along with rewards on your grocery and utility bill payments.

Joining Fee: Rs. 5,000
Renewal Fee: Rs. 5,000
Best Suited For: Travel & Shopping

Adani One ICICI Signature Credit Card is an upgraded variant of Adani One ICICI Platinum Credit Card. Users can earn accelerated rewards for spends within the Adani ecosystem and redeem them for services like flight/ hotel bookings, spends at Adani-operated airports, store purchases, and more through the Adani One app.

• Hotel voucher worth Rs. 2,000 & holiday voucher worth Rs. 2,000 on card activation
• Flight voucher worth Rs. 5,000 on spending Rs. 25,000 within 60 days of card activation
• 7% Adani reward points on spends across Adani One ecosystem, Adani managed airports, Trainman, Gas, Electricity, etc.
• 2% Adani reward points on international spends
• 5% Adani reward points on domestic spends, excluding fuel & rent payments
• 5% Adani reward points on utility & insurance
• 4 complimentary domestic lounge access per quarter & 2 complimentary international lounge access per year
• 4 premium lounge upgrades every quarter, 4 valet parking every year, 4 premium car parking every year & 2 porter services on every Rs. 1 Lakh spent
• 50% off, up to Rs. 500, twice a month on BookMyShow

Who Should Get This Card?

Adani One ICICI Signature is a co-branded credit card designed for users who want to earn premium airport-linked benefits. Frequent travellers who prefer to shop within the Adani ecosystem can maximize their benefits by availing exclusive privileges at associated brands. Complimentary lounge access, hotel & flight vouchers, and premium airport-linked services make this card a suitable option for frequent travellers. In addition to this, free movie tickets, a fuel surcharge waiver, and rewards on utility spends enhance the overall value of this card.