5 Best IndusInd Bank Credit Cards

IndusInd Bank credit cards offer a variety of benefits when it comes to shopping, travelling and dining. The bank offers credit cards for every person, whether you are new to credit or have already been using it for a while. You can choose any of these credit cards as per your eligibility, your spending pattern and repayment capacity. Here are some of the top IndusInd Bank credit cards that offer benefits under multiple categories and cater to your varied needs:

Top IndusInd Bank Credit Cards

Listed below are some of the best credit cards offered by IndusInd bank to its customers:

Best Credit Cards in India | Check Eligibility for Top Cards 

IndusInd Bank Legend Credit Card

Joining Fee: Nil, if applied via Paisabazaar (otherwise Rs. 9,999)
Annual Fee: Nil

Key Features and Benefits:

• 1 reward point per Rs. 100 spent on weekdays
• 2 reward points per Rs. 100 spent on weekends
• 4,000 reward points on spending Rs. 6 lakh or above in a year
• Buy 1 get 1 movie ticket free on bookings via BookMyShow
• 1.8% forex mark-up fee
• 2 airport lounge access per quarter within India & Priority Pass for international lounge access

IndusInd Bank Legend Credit Card is a premium credit card that offers reward points and benefits under multiple categories. Though the rewards earning rate is a bit basic, you can maximise your earnings by making most of your purchases on the weekends. These reward points do not expire and their redemption value is quite decent. You can redeem them against air miles in 1:1 ratio and also use as cash credit or to buy products from IndusMoments. With a comparatively lower forex mark-up fee, this card lets you to save on extra charges applicable on international transactions as well.

Suggested Read: Best Rewards Credit Cards in India | Apply for IndusInd Bank Credit Card

EazyDiner IndusInd Bank Credit Card

Joining Fee: Rs. 1,999
Annual Fee: Rs. 1,999

Key Features and Benefits:

• 10 reward points per Rs. 100 spent on dining, entertainment and shopping
• 4 reward points per Rs. 100 spent on others
• Rs. 2,395 EazyDiner Prime 12 months membership with 3x EazyPoints on card spends
• Rs. 5,000 The Postcard Hotel stay voucher and 2,000 EazyPoints as welcome bonus
• 25% off up to Rs. 1,000 on dining payments made via PayEazy
• 2 domestic airport lounge visits in India per quarter
• 2 complimentary BookMyShow movie tickets of Rs. 200 each per month

EazyDiner IndusInd Bank Credit Card is a co-branded credit card that offers considerable discount on your dining bills without any capping of the number of times you can avail the discount offer. Apart from the discount, you also earn EazyPoints and other reward points on your spends. However, these points can only be redeemed online using the EazyDiner app which limits your redemption options. Though it comes with lounge access and movie discount, this card is only beneficial for those who dine-out frequently.

Suggested Read: Best Dining Credit Cards in India | Check Eligibility for Top Cards

IndusInd Bank Platinum Credit Card

Joining Fee: Rs. 3,000
Annual Fee: Nil

Key Features and Benefits:

• 1.5 reward points for every Rs. 150 spent
• Welcome gift vouchers from Montblanc, Luxe gift card, The Postcard hotels and vouchagram for brands, like Amazon, Flipkart, Uber, Zee5, Apollo Pharmacy, Ola, Pantaloons, Bata, Charles and Keith, etc.
• Travel insurance of up to Rs. 1 lakh on lost or delayed baggage, passport or ticket loss and missed connection
• Personal air accident cover of up to Rs. 25 lakh

IndusInd Bank Platinum Credit Card offers reward points on every purchase, though the reward rate is a little low when compare to other credit cards with similar fee. Apart from the rewards, the welcome bonus in the form gift vouchers is quite good with offers on several popular lifestyle brands. However, if you are looking for a credit card with accelerated benefits on your other spends like travel, online shopping, dining, etc. then this card might not be the best option for you.

Suggested Read: Best Shopping Credit Cards | Check Eligibility for Top Cards

IndusInd Bank Avios Visa Infinite Credit Card

Joining Fee: Rs. 40,000
Renewal/ Annual Fee: Rs. 10,000

Key Features and Benefits:

• 5 Avios per Rs. 200 spent at POS at select international destinations
• 2 Avios per Rs. 200 spent on Qatar and British Airways & 1 Avios on other spends
• Gold membership tier with Qatar Airways Privilege Club with 20,000 Avios or British Airways Executive Club membership with 55,000 Avios
• Gold membership tier renewal on annual Qatar Airways spends of min. QAR 14,000 and 5,000 Avios, or 10,000 Avios for British Airways loyalists on card renewal
• 1.5% forex mark-up fee
• 25,000 Avios on first and second Rs. 8 lakh spent in a year
• 2 international and 2 domestic lounge visits per quarter
• 10% off on flights originating from India on Qatar Airways platforms for Privilege Club members

IndusInd Bank Avios Credit Card is a super-premium card which is co-branded with two airlines – British and Qatar Airways. Best-suited for those who are frequent international travellers, this card lets you choose the reward structure of your preferred airline, along with letting you earn accelerated rewards and discounts on travel spends. Those who are high spenders, are comfortable with paying the high annual fee, travel often and prefer using any of these airlines can opt for this credit card for comfortable travels and increased savings.

Suggested Read: Best Travel Credit Cards in India | Check Eligibility for Top Cards

IndusInd Bank Platinum Aura Edge Credit Card

Joining Fee: Rs. 500
Renewal/ Annual Fee: Nil

Key Features and Benefits:

• 4 saving points per Rs. 100 spent at departmental stores, grocery, restaurants or hotels
• 2.5 saving points per Rs. 100 spent on airline tickets
• 2 saving points per Rs. 100 spent at consumer durables & electronics, or departmental stores, bars & pubs
• 1.5 saving points per Rs. 100 spent on books, restaurant bills, medical bills, car rentals, rail tickets or movie tickets
• 1.4 saving points on cellphone, electricity and insurance premium under Platinum Aura Home Plan
• 0.5 saving points per Rs. 100 spent on all other categories
• Discount vouchers on brands like Amazon, Flipkart, Big Bazaar, Apollo Pharmacy, Uber, Ola, Bata, Vero Moda, etc.

IndusInd Bank Platinum Aura Edge Credit Card lets its users choose their own reward points program based on their spending patterns. You can choose among the Shop, Home, Party and Travel Plans which have varied rewards structure customised for different spending habits. You can get accelerated rewards on daily spends, along with discount vouchers on major brands which can help you save on your shopping spends too. If you wish to get a credit card with reward points on most of your spends and no annual fee then this card can be a good choice for you.

Suggested Read: Best Credit Cards in India | Check Eligibility for Top Cards