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Air India SBI Signature Credit Card – For Air India Loyalists

Home SBI Card Air India SBI Signature Credit Card

Air India SBI Signature credit card is designed for frequent international or domestic travellers. This card makes journeys rewarding by providing accelerated reward points on flight bookings, domestic lounge access, Priority Pass membership and so on. Additional details of the credit card are given below.

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Updated: 28-10-2024 10:30:52 AM

Disclaimer: SBI Card is not accepting new applications for Air India SBI co-branded credit cards. The content on this page is for information only.

Key Highlights of SBI Air India Signature Credit Card
Best Suited For Travel and Rewards
Annual Fee Rs. 4,999
Renewal Fee Rs. 4,999
Welcome Benefit 20,000 bonus reward points and membership to Air India Frequent Flyer Program- Flying Returns
Best Feature Up to 1,00,000 bonus rewards points annually; convert  points into Air Miles
Paisabazaar Rating ★★★(3.5/5)

Also Read: Air India SBI Credit Cards Review

On this page
Air India SBI Signature Credit Card Features
Air India SBI Signature Credit Card Fees and Charges
Air India SBI Signature Credit Card- Eligibility and Documentation
Should you get this Card?
Cards Similar to Air India SBI Signature Credit Card
FAQs
Air India SBI Signature Credit Card Features

Following are the top benefits offered by Air India SBI Signature Credit Card-

Welcome Benefits: Get 20,000 reward points as a welcome gift upon payment of annual fee within 15 days and membership to Flying Returns (Air India Frequent Flyer Program).

Rewards Program: Earn 4 Reward points for every Rs. 100 spent. Get up to 1,00,000 bonus Reward points annually.

  • Up to 30 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
  • Up to 30 Reward Points when booked for self and 10 Reward Points when booked for others
  • 10 Reward Points for every Rs. 100 spent on Air India tickets for self or others, booked through Air India booking offices or Air India call centres
  • Earn 10 Reward Points for every Rs. 100 spent on SuperSaver booklet purchases.

Milestone Benefits: 

Annual Retail Spend Bonus Reward Points Cumulative Bonus Reward Points
Rs. 5 lakh 20,000 20,000
Rs. 10 lakh 30,000 50,000
Rs. 20 lakh 50,000 1,00,000

Convert Rewards into Air Miles: Get 1 Air India Air Mile for every reward point and make travelling easier on your wallet.

Priority Pass Membership: Enjoy access to over 600 lounges across the globe with a complimentary membership to the Priority Pass Program.

Anniversary Bonus: Enjoy 5,000 reward points every year.

Airport Lounge Access: 8 complimentary visits per year to Domestic VISA Lounges in India (Maximum 2 visits per quarter).

Fuel Surcharge Waiver: Avail 1% fuel surcharge waiver across all petrol pumps for transactions between Rs. 500 and Rs. 4,000, up to Rs. 250 in a month.

Also read: Best SBI Credit Cards

Other Benefits

  • Flexipay- Purchases worth Rs. 2,500 or more can be converted into EMI with the Flexipay option
  • Easy Bill Pay Facility- The owners of Air India SBI Platinum Credit Card can pay their utility bills through this card on standing instructions. This means that the bills will always be paid on time with zero penalties
  • Add-on Card- Cardholders can empower their family by applying for an add-on credit card for their spouse, parents, children or siblings above the age of 18
  • Easy Money Facility– With Easy Money, the cardholders can get a draft or cheque against their cash limit and get it delivered to their doorstep without any hassles
  • Lost Card Liability Cover – Enjoy complimentary lost card liability cover of Rs. 1 lakh
Air India SBI Signature Credit Card Fees and Charges
Title Details
Annual Fee Rs. 4,999
Renewal Fee Rs. 4,999
Finance Charges Up to 3.50% per month [42% per annum]
Late Payment Charges* For Statement Balance
Less than Rs. 500 – Nil
Rs. 500 up to Rs. 1,000 – Rs. 400
Rs. 1,000 up to Rs. 10,000 – Rs. 750
Rs. 10,000 up to Rs. 25,000 – Rs. 950
Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
Amount over Rs. 50,000 – Rs. 1,300

*For most important terms and conditions of SBI Air India Signature Credit Card, Click Here.

*An additional Late Payment Charge of Rs. 100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared.

Air India SBI Signature Credit Card- Eligibility and Documentation
Criteria Details
Occupation Available to both Salaried and Self-employed
Minimum Income Required Rs. 60,000 per month
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here to see the list of acceptable documents

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Should you get this Card?

Air India SBI Signature Credit Card is the premium variant of the co-branded cards SBI offers with Air India. The card offers a decent reward rate of 1.8%.  Apart from that, the welcome benefit offered on the card- 20,000 bonus reward points,  is impressive, and clearly justifies the Rs. 4,999 joining and annual fee. Even the milestone benefits and frequency of domestic airport lounge access offered per year are good. All-in-all, this card is a good option for you, if you are a high-spending customer and travel frequently via Air India. However, if you feel that the annual or renewal charges of the card are high, you can look forward to the Air India SBI Platinum Credit Card. 

Cards Similar to Air India SBI Signature Credit Card
Credit Credit Annual Fee Comparative Feature
HDFC Diners Club Black Credit Card Rs. 10,000
  • 1 Reward Point = 1 Airmiles
  • Earn 5 Reward Point per Rs. 150 spent
Axis Bank Vistara Infinite Credit Card Rs. 10,000
  • 6 Club Vistara points per Rs. 200 spent
Air India SBI Platinum Credit Card Rs. 1,499
  • Earn 2 reward points on every Rs. 100 spent
  • Convert into Air India Airmiles
Axis Bank Vistara Signature Credit Card Rs. 3,000
  • 4 Club Vistara points per Rs. 200 spent
FAQs

Can I use the Flexipay facility whenever I want?
No, you can use the Flexipay facility within 30 days of the transaction. If you fail to avail of this facility within this period then you will have to pay the full amount.

What should I do if I lose my credit card overseas?
You can easily get your Air India SBI Signature Credit Card replaced overseas. Simply call on the Visa helpline number.

When will Foreign Transaction Mark-up fee come into play?
Foreign transaction mark-up fee will be charged whenever you make a transaction at a POS terminal, ATM registered overseas. The fee will also apply to POS machines in India that are registered overseas. Such POS machines can be found at duty-free shops. 

What shall I do if my credit card is stolen?
Call on any one of the toll-free numbers of SBI Credit Card customer care. The numbers are: 1860 180 1290 | 1800 180 1290. Once connected ask the executive to block your credit card.

How can I redeem the reward points earned on Air India SBI Signature Credit Card?
You can redeem the SBI credit card reward points through the net banking portal of the SBI Card or by calling the customer care cell.

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