Both Axis Bank and SBI Card offer credit cards in collaboration with Vistara Airlines namely– Axis Vistara Signature Credit Card & Club Vistara SBI Card PRIME. Both the credit cards offer travel-centric benefits in the form of complimentary flight tickets, Club Vistara Points, lounge access, travel insurance, and much more. Thus, in this article, we will highlight and compare both credit cards to help you decide which one to opt for.
| Basis of Difference |
Axis Vistara Signature Credit Card Vs. Club Vistara SBI Card PRIME |
|
| Annual Fee | Rs.3,000 | Rs. 2,999 |
| Best Suited For | Travel Benefits | Travel and Reward Benefits |
| Key Feature | Up to 5 Vistara Premium Economy Class Tickets in a Year | 3,000 bonus CV points as a milestone benefit |
| Welcome Benefit | 1 Vistara Premium Economy Class Ticket & enrolment in the Club Vistara Silver Membership Program | 1 complimentary Vistara premium economy class ticket |
| Reward Points | Earn 4 Club Vistara (CV) points per Rs. 200 spent across all categories | Earn 4 CV points per Rs. 200 spent across all categories including fuel |
| Other Privileges | Enjoy a 20% discount at partnered restaurants in India & 3 complimentary rounds of golf at some of India’s best destinations, etc. | Global acceptance, contactless advantage, etc. |
| Must Read: Axis Vistara Signature Credit Card Review | Club Vistara SBI Card Prime Review |
Unmatched Welcome Benefits
With Axis Bank Vistara Signature Credit Card you will get 1 Vistara Premium Economy Class Ticket along with complimentary enrolment in the Club Vistara Silver Membership Program when you renew your credit card whereas with Club Vistara SBI Card Prime you will get 1 complimentary Vistara Premium Economy Class Ticket when you pay the joining fee.
| As you can see, Axis Vistara Signature Credit Card definitely offers a better welcome benefit because it provides an additional perk i.e. Club Vistara Silver Membership which definitely compensates for the annual fee. Hence, if you are a loyal Vistara customer, this membership could be beneficial for you. |
Travel Benefits
Domestic Airport Lounge Access: Get free access to select airport lounges in India with Axis Vistara Signature Credit Card which is limited to 2 visits per quarter whereas with Club Vistara SBI Prime, you will get 8 complimentary domestic lounge visits which are limited to 2 visits per quarter.
Priority Pass Membership: You can enjoy complimentary priority pass membership worth USD 99 for the entire duration along with 4 complimentary visits per year (limited to 2 visits per quarter) with Club Vistara SBI Prime.
| If you want to avail the benefit of complimentary domestic airport lounge access, you can go for any of these cards as they offer similar lounge access, but when looking for perks relating to priority pass membership, then Axis Bank Vistara Signature Credit Card can disappoint you as it does not offer this privilege. |
Consider Reading: 7 Best Credit Cards with Airport Lounge Access in 2022
Milestone Benefits
Both Club Vistara SBI Prime & Axis Vistara Signature Credit Card offer 3,000 CV points on spending Rs. 75,000 and 4 Premium Economy Class Tickets on reaching an annual spending threshold in a year.
| When comparing the two cards on the basis of milestone benefits, Club Vistara SBI Prime is a better option because it provides an additional privilege of 1 Yatra Hotel e-voucher worth Rs. 10,000 on spending Rs. 8 Lakh. |
Club Vistara Points
Both the cards offer similar Club Vistara points as you can earn 4 Club Vistara Points per 200 spent across all categories. These cards provide a decent reward rate and you can also redeem your earned reward points on your future bookings, which is a great deal if you are a frequent flyer.
| The good point about both the cards is that there is no exception for reward points generation, even fuel and utility bill payment offers reward points. The value of 1 CV Point= Re. 1 and the accumulated Vistara Points can be redeemed on Air Vistara and partner airlines through your Vistara Club account. |
Comprehensive Travel Insurance
Travel insurance is one of the most important features of a travel credit card and both these credit cards offer comprehensive travel insurance in the following ways:
| Axis Visrata Signature Credit Card | Club Vistara SBI Card Prime |
|
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| Looking at the above table, both credit cards offer decent travel insurance benefits. However, Axis Vistara Signature Credit Card offers a way better Air Accident Cover package of Rs. 2.5 crore whereas with Club Vistara SBI Card Prime, you will get air accident cover only up to Rs. 1 crore which could be an important deciding factor between both the credit cards. |
Other Privileges
You can avail 20% discount at partnered restaurants in India and 3 complimentary rounds of golf at some of India’s best destinations, etc. with Axis Vistara Signature Credit Card, whereas Club Vistara SBI Card Prime only offers travel benefits and no extra perks.
Which Card is the Right Option for You?
You should go for Axis Bank Signature Credit Card if:
- You want to avail complimentary lounge access
- You have a passion for playing golf
- Want to travel in a premium economy class ticket
You should go for Club Vistara SBI Prime Credit Card if:
- You are a frequent flyer and travel only through Vistara
- Want to avail premium economy class ticket
Are You Loyal to Vistara Airlines?
The first thing that you need to ask yourself when applying for any of these cards is that are you even loyal to Vistara Airlines? Since most of the benefits can be availed if you fly frequently through Vistara such as Club Vistara Points, Premium Economy Class Ticket, Vistara Silver Membership, and much more. In case you fly via some other airlines then you should probably not go for these credit cards and look for other co-branded airline credit cards.
Similar Co-Branded Credit Cards that You Can Apply For
You can also consider applying for other co-branded travel credit cards offering similar or better benefits:
| Credit Card | Annual Fee | Best For |
| Air India SBI Signature Credit Card | Rs. 4,999 | Travel Rewards and Exclusive Benefits with Air India |
| Standard Chartered Emirates World Credit Card | Rs. 3,000 | Travel Rewards with Emirates, Lounge Access & Golf Privileges |
| MakeMyTrip ICICI Bank Platinum Credit Card | Nil | Exclusive Benefits with MakeMyTrip |
| Etihad Guest SBI Card | Rs. 1,499 | Discount on economy ticket booking on Etihad |
| 6E Rewards XL Indigo HDFC Bank Credit Card | Rs. 2,500 | 6E Prime voucher and free Indigo flight ticket |
Bottom Line
Both the credit cards are pretty well designed and offer decent travel benefits that make them a considerable option for frequent flyers with Vistara. However, when comparing the two cards, Axis Vistara Signature Credit Card is a clear winner as it offers up to 5 free flight tickets in a year in comparison to 1 with Club Vistara SBI Prime. Not only this, but it also offers additional perks on dining, golf, Vistara membership, etc.
