You are comparing
American Express® Platinum ReserveSM Credit Card
Standard Chartered Platinum Rewards Credit Card
₹ 10,000
₹ 10,000
NA
₹ 250
₹ 250
Waived off on spending Rs. 60,000 in a year
-
11,000 Membership Rewards Points on 1st year’s annual fee payment & on spending Rs. 30,000 within the first 90 days
-
Complimentary Taj Epicure, Zomato Gold (1 year), Accor Plus Silver Tier, and EazyDiner Prime memberships
-
100% cashback up to Rs. 500 on restaurant spends done within first 90 days from the date of activation
-
1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS
-
Redeem Rewards Points for 500+ options across travel, dining, accessories & more
-
5 reward points for every Rs. 150 spent on dining and fuel
-
1 reward point for every Rs. 150 spent on all other categories
12 domestic and 2 international airport lounge visits per year (3 per quarter) & Priority Pass membership
NA
-
Movie or online shopping vouchers worth Rs. 12,000 every year
-
Complimentary memberships of top hotels
-
Cardholders can use reward points to pay for card charges too, in addition to travel bookings, dining, vouchers, and other products
-
Low annual fee
-
Accelerated rewards on dining & fuel spends
-
No monthly capping on earned reward points
-
Low rewards earning rate for a premium range card
-
Spend-based condition applicable on golf access benefit
-
There are no travel benefits like lounge access, etc.
-
Accelerated benefits only on select categories
People looking for a premium credit card with all-round benefits
People who frequently dine out and want to earn good value back through rewards