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10,000 Membership Rewards Points on spending Rs. 15,000 within the first 90 days

Redeem Membership Rewards Points for Flipkart voucher or Pay with Points option in American Express® Travel Online platform worth Rs. 3,000

E-gift vouchers worth Rs. 3,000 from any of the top brands amongst Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra, Aditya Birla and more

1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS

10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies

2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel

20 reward points for every Rs. 100 spent on birthday

Value of 1 Reward Point = Rs. 0.25

8 complimentary visits per year (2 per quarter) to airport lounges across India & Priority Pass membership

4 complimentary international lounge visits and 8 complimentary domestic lounge visits in a year

Redemption of reward points against travel bookings & online shopping vouchers

Milestone benefits worth up to Rs. 22,000

Complimentary lounge access and Priority Pass membership

5X reward points on dining, movies, grocery and departmental store spends

Milestone benefits worth Rs. 11,000 in a year on spending Rs. 5 Lakh or more

Complimentary domestic and international lounge visits

Benefits on hotel, golf, dining and more (based on card network)

No reward points offered on fuel, insurance, utilities, cash transactions & EMI conversions

No complimentary international lounge visits

Low reward redemption value of Rs. 0.25

No other travel benefits except complimentary lounge access

Annual fee of Rs. 2,999 is quite high for the set of benefits offered

People who frequently travel and want to avail benefits in the form of complimentary lounge access and reward points

Frequent travellers and heavy spenders who can maximize the benefit of high reward rate along with other travel features