Credit Card Compare

Swiggy One & Times Prime annual memberships on Rs. 75,000 spends within the first 90 days

Complimentary Swiggy One & MMT Black Elite memberships

Free gift voucher worth Rs. 2,500

5X reward points on Swiggy and Zomato

Up to 10X reward points on flight or hotel bookings via SmartBuy portal

4 reward points per Rs. 150 spent on others

1 Reward Point = Rs. 0.20 for cashback redemption

4 reward points on every Rs. 150 spent

20 reward points on every Rs. 150 spent at Marks & Spencer, Myntra, Reliance Digital, Nykaa

1 Reward Point = Up to Rs. 0.65

8 complimentary airport lounge access in a year (2 per quarter) worldwide on Rs. 15,000 quarterly spends

12 complimentary lounge access within India and 6 complimentary lounge access per calendar year outside India

High rewards rate for travel and food-related spends

Up to Rs. 500 off every month on BookMyShow weekend tickets

5X rewards on Nykaa, Myntra, Marks & Spencer, and Reliance Digital

Rewards on generally-excluded categories like insurance, utilities and education

Multiple redemption options with good redemption value

Travel benefits like Priority Pass Membership, complimentary lounge access, flight vouchers, etc.

Vouchers worth Rs. 16,000 in a year as milestone benefits

Low foreign exchange mark-up fee of 2%

Low rewards redemption rate for cashback where 1 RP = Rs. 0.20

Lounge access available only if you satisfy the quarterly spends condition

Accelerated earning is limited to select brands only

Low redemption value on product/voucher purchase and cash conversion

High spending threshold to make the most of milestone benefits=

People who are looking for a credit card with accelerated rewards on their travel spends, who frequently use food delivery apps or dine out and like to watch movies

People looking for an all-rounder credit card with inclined benefits on travel and partnered shopping brands like Marks & Spencer, Myntra, Nykaa, etc.