You are comparing
HDFC Regalia Credit Card
Standard Chartered Platinum Rewards Credit Card
₹ 2,500
₹ 2,500
Waived off on annual spends of Rs. 3 Lakh
₹ 250
₹ 250
Waived off on spending Rs. 60,000 in a year
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NA
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100% cashback up to Rs. 500 on restaurant spends done within first 90 days from the date of activation
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4 reward points per Rs. 150 spent on all retail spends
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5 reward points for every Rs. 150 spent on dining and fuel
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1 reward point for every Rs. 150 spent on all other categories
Up to 8 complimentary airport lounge visits within India and up to 6 lounge access per year outside India via Priority Pass
NA
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Good reward rate across all categories
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Multiple redemption options
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Complimentary lounge access
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Low forex mark-up fee
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Low annual fee
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Accelerated rewards on dining & fuel spends
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No monthly capping on earned reward points
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Lounge access is subject to reaching spend milestones
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Spend threshold for milestone benefits is too high
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There are no travel benefits like lounge access, etc.
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Accelerated benefits only on select categories
People who can satisfy the fee waiver and lounge access spending conditions to make the most of the card features and those who frequently dine out
People who frequently dine out and want to earn good value back through rewards