Credit Card Compare

Rs. 250 Amazon e-voucher

NA

2 reward points per Rs. 150 spent

5X rewards up to 15,000 accelerated rewards per year on spends made after Rs. 4 lakh annual spends

Redeem the earned reward points for InterMiles, Club Vistara points, and airline miles from British & Etihad Airways

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

NA

NA

Lifetime free credit card

Redemption to redeem rewards against airmiles

Good welcome benefits at zero annual fee

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Low rewards earning rate

No lifestyle-related offers apart from a basic rewards program

No complimentary lounge access is offered

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

People who are new to credit card and are looking for a basic card without any annual fee

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount