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Tata CliQ voucher worth Rs. 3,000

EaseMyTrip vouchers worth Rs. 4,000

Uber vouchers worth Rs. 1,000

Croma voucher worth Rs. 1,500

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4 reward points per Rs. 100 spent internationally

2 reward points per Rs. 100 spent domestically

1 reward point for every Rs. 100 spent on utilities and insurance

4 reward points per Rs. 150 spent on all retail spends

Up to 16 complimentary airport lounge access per year, max. 4 per quarter; 2 complimentary airport lounge visits outside India every year via complimentary Dreamfolks membership

Up to 8 complimentary airport lounge visits within India and up to 6 lounge access per year outside India via Priority Pass

Up to 16 domestic and 2 international airport lounge access every year

Welcome benefits worth Rs. 9,000 exceeding the joining fee of Rs. 6,500

Unlimited bonus reward points as milestone benefit depending on the cardholder’s annual spending capacity

Up to 48 complimentary golf rounds in a year

Up to Rs. 12,000 annual savings on movie ticket purchases

Good reward rate across all categories

Multiple redemption options

Complimentary lounge access

Low forex mark-up fee

Low rewards earning rate on card spends

Spend-based condition on domestic airport lounge and golf benefits

High forex mark-up fee of 3.5% despite offering accelerated rewards on international spends

Lounge access is subject to reaching spend milestones

Spend threshold for milestone benefits is too high

People who are high spenders, travel frequently and can utilise lifestyle benefits like golf access, and offers on movies and dining

People who can satisfy the fee waiver and lounge access spending conditions to make the most of the card features and those who frequently dine out