Credit Card Compare

Tata CliQ voucher worth Rs. 3,000

EaseMyTrip vouchers worth Rs. 4,000

Uber vouchers worth Rs. 1,000

Croma voucher worth Rs. 1,500

Bonus 1,000 cash points on joining fee payment

4 reward points per Rs. 100 spent internationally

2 reward points per Rs. 100 spent domestically

1 reward point for every Rs. 100 spent on utilities and insurance

5% cashback up to 1,000 cash points/month on Flipkart, Swiggy, Amazon, BookMyShow, Myntra, Uber, Cult.fit, Sony LIV, Tata CLiQ and Zomato

1% cashback up to 1,000 cash points/month on other spends

Up to 16 complimentary airport lounge access per year, max. 4 per quarter; 2 complimentary airport lounge visits outside India every year via complimentary Dreamfolks membership

Up to 4 complimentary domestic airport lounge access per year (1 per quarter) on Rs. 1 lakh quarterly spends

Up to 16 domestic and 2 international airport lounge access every year

Welcome benefits worth Rs. 9,000 exceeding the joining fee of Rs. 6,500

Unlimited bonus reward points as milestone benefit depending on the cardholder’s annual spending capacity

Up to 48 complimentary golf rounds in a year

Up to Rs. 12,000 annual savings on movie ticket purchases

Up to 5% cashback on major lifestyle-related online spends

Bonus points worth the joining fee on activation

Multiple redemption options with redemption value of up to 1:1

Annual fee waiver condition is quite easily achievable

Low rewards earning rate on card spends

Spend-based condition on domestic airport lounge and golf benefits

High forex mark-up fee of 3.5% despite offering accelerated rewards on international spends

Monthly capping on cashback earning

Low cashback rate for non-accelerated category

Exclusion of major everyday spends like utilities and rent from cashback earning

Lounge access benefit is optional and spend-based

People who are high spenders, travel frequently and can utilise lifestyle benefits like golf access, and offers on movies and dining

Those who frequently spend online across partner brands.