Credit Card Compare

NA

6,000 bonus reward points worth Rs. 6,000 on joining

2 reward points per Rs. 100 spent on retail purchases, except fuel

1 reward point per Rs. 100 spent on utility & insurance

Redeem reward points for products and vouchers on ICICI Bank Rewards platform

5 reward points for every spend of Rs. 150

1 Reward Point = Rs. 1

5% cashback, up to Rs. 1,000, on all duty-free spends

NA

1 lounge access per month via Priority Pass membership on spending Rs. 20,000 in the previous month

Lifetime free credit card

Up to 2X rewards earnings on card spends

Dining discount offers across a wide range of restaurants

Reward rate of 3.33% across all spends including insurance and utilities

1:1 rewards redemption ratio

12 complimentary golf games in a year at leading golf courses in India

Welcome benefit compensates for the joining fee

Low forex mark-up fee of 2% on international spends

5% cashback on duty-free spends

Low reward rate

No accelerated benefits on popular lifestyle-related categories, like travel, shopping, movies, etc.

Lounge access is spend-based

Capping on cashback earning

Limited lifestyle benefits

Beginners who want to build their credit score and are looking for a basic card with rewards benefits and dining discount

People who are looking for a rewards credit card, frequently make duty-free purchases at airports, play golf and can make the most out of the Priority Pass membership