Credit Card Compare

Bonus 1,000 cash points on joining fee payment

Joining benefit worth Rs. 600 from Flipkart and Swiggy

5% cashback up to 1,000 cash points/month on Flipkart, Swiggy, Amazon, BookMyShow, Myntra, Uber, Cult.fit, Sony LIV, Tata CLiQ and Zomato

1% cashback up to 1,000 cash points/month on other spends

5% cashback on Flipkart and Cleartrip

4% cashback on preferred merchants - PVR, Swiggy, Uber and cult.fit

1% cashback across all other spends

Up to 4 complimentary domestic airport lounge access per year (1 per quarter) on Rs. 1 lakh quarterly spends

4 complimentary domestic lounge visits in a year

Up to 5% cashback on major lifestyle-related online spends

Bonus points worth the joining fee on activation

Multiple redemption options with redemption value of up to 1:1

Annual fee waiver condition is quite easily achievable

Accelerated cashback (5%) for all Flipkart users

Welcome benefits worth Rs. 600, exceeding the joining fee

Good cashback rate across accelerated categories

Unlimited cashback without any capping

Monthly capping on cashback earning

Low cashback rate for non-accelerated category

Exclusion of major everyday spends like utilities and rent from cashback earning

Lounge access benefit is optional and spend-based

Low cashback on non-accelerated categories

Long list of exclusions from rewards program

Not suitable for users seeking benefits on offline shopping or non-brand benefits

High annual fee waiver condition for an entry-level card

Those who frequently spend online across partner brands.

People who prefer shopping at Flipkart and other partners, like Cleartrip, Swiggy and more.