Credit Card Compare

2,000 reward points worth Rs. 500 on joining fee payment

E-gift vouchers worth Rs. 3,000 from any of the top brands amongst Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra, Aditya Birla and more

3.25% back as 13X reward points up to 1,300 points per month on BPCL fuel spends

5X reward points up to 5,000 points per month on groceries, departmental stores, movies & dining spends

1 reward point per Rs. 100 non-fuel retail spend

4 Reward Points = Re. 1, redeemable at select BPCL petrol pumps

10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies

2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel

20 reward points for every Rs. 100 spent on birthday

Value of 1 Reward Point = Rs. 0.25

NA

4 complimentary international lounge visits and 8 complimentary domestic lounge visits in a year

Up to 4.25% value-back on BPCL fuel spends

Accelerated rewards on groceries, departmental stores, movies & dining spends

5X reward points on dining, movies, grocery and departmental store spends

Milestone benefits worth Rs. 11,000 in a year on spending Rs. 5 Lakh or more

Complimentary domestic and international lounge visits

Benefits on hotel, golf, dining and more (based on card network)

Low rewards redemption value

Capping on accelerated rewards earning

Low reward redemption value of Rs. 0.25

No other travel benefits except complimentary lounge access

Annual fee of Rs. 2,999 is quite high for the set of benefits offered

People who drive regularly, are BPCL loyalists and are looking for a credit card to save on their fuel spends

Frequent travellers and heavy spenders who can maximize the benefit of high reward rate along with other travel features