Credit Card Compare

Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop

2,000 reward points worth Rs. 500 on joining fee payment

5X rewards on dining, departmental stores & grocery spends

2 reward points per Rs. 100 on all other spends, except fuel

4 Reward Points = Rs. 1

3.25% back as 13X reward points up to 1,300 points per month on BPCL fuel spends

5X reward points up to 5,000 points per month on groceries, departmental stores, movies & dining spends

1 reward point per Rs. 100 non-fuel retail spend

4 Reward Points = Re. 1, redeemable at select BPCL petrol pumps

2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year

NA

Accelerated rewards on everyday spends like grocery, dining and departmental store purchases

Good lounge access benefit at domestic as well as international airports

Complimentary movie tickets worth Rs. 6,000 every year

Low forex mark-up fee of 1.99%

Up to 4.25% value-back on BPCL fuel spends

Accelerated rewards on groceries, departmental stores, movies & dining spends

Base reward earning rate is low for transactions outside the accelerated category

Reward redemption rate stands quite low at Rs. 0.25

No travel benefits other than complimentary lounge access

Low rewards redemption value

Capping on accelerated rewards earning

People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits

People who drive regularly, are BPCL loyalists and are looking for a credit card to save on their fuel spends