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350 bonus reward points worth Rs. 350 on card activation, subject to a single transaction of Rs. 500 or more done within 45 days of card issuance

1,500 My Cash redeemable on the MMT website

MakeMyTrip holiday voucher worth Rs. 2,500

Complimentary MMTBLACK Exclusive Membership

10% value-back as reward points, upon booking AC1, AC2, AC3 and AC Chair Car tickets via IRCTC website/app

4 My Cash per Rs. 200 spent on MMT hotel/ holiday booking

2 My Cash per Rs. 200 spent on MMT flight booking

1.50 My Cash for every Rs. 200 international spend outside MakeMyTrip website/app

1.25 My Cash per Rs. 200 spent on domestic transactions outside MMT

1 My Cash = Rs. 1

4 complimentary railway lounge access in a year (1 per quarter)

2 domestic lounge access on Rs. 5,000 quarterly spends, 1 international lounge access & spa session at select Indian airports per year via Dreamfolks membership & 1 railway lounge access in a quarter

Low annual fee travel credit card

Good value on train ticket bookings via IRCTC

Complimentary railway lounge access

Transaction charge waiver on railway ticket booking via IRCTC

Reward redemption ratio of 1:1

Save up to Rs. 3,600 on movie tickets

Complimentary travel membership, discount offers and rewards

Benefits on no other spending category apart from train travel

Base reward rate stands quite low at 0.8%

Earned My Cash can only be used on the MMT platform

Domestic lounge access can only be availed on satisfying the spending condition

Limited international benefits

Domestic travellers who prefer travelling via railways over airlines and want a low annual fee card

People who use MakeMyTrip to plan and make bookings for their travels, mostly travel domestically and like to watch movies