Credit Card Compare

E-gift vouchers worth Rs. 3,000 from any of the top brands amongst Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra, Aditya Birla and more

Amazon voucher worth Rs. 500 on payment of joining fee

10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies

2 reward points for every Rs. 100 spent on all other retail purchases, except for fuel

20 reward points for every Rs. 100 spent on birthday

Value of 1 Reward Point = Rs. 0.25

10X reward points on online partner brands: BookMyShow, Swiggy, Apollo24X7, Dominos, IGP, Myntra, Yatra, Netmeds & Cleartrip

5X reward points on all other online spends

1 reward point per Rs. 100 spent offline

4 complimentary international lounge visits and 8 complimentary domestic lounge visits in a year

NA

5X reward points on dining, movies, grocery and departmental store spends

Milestone benefits worth Rs. 11,000 in a year on spending Rs. 5 Lakh or more

Complimentary domestic and international lounge visits

Benefits on hotel, golf, dining and more (based on card network)

10X reward points on brands covering multiple categories like shopping, travel, movies, dining and more

Low annual fee and comparatively easier eligibility terms

Easily achievable fee waiver condition of Rs. 1 Lakh in a year

Low reward redemption value of Rs. 0.25

No other travel benefits except complimentary lounge access

Annual fee of Rs. 2,999 is quite high for the set of benefits offered

Limited options for reward redemption

Online shopping benefits come in the form of rewards, the value of which may not be satisfactory in comparison to cashback credit cards like Amazon Pay ICICI or Cashback SBI Card

The array of collaborated brands under the accelerated earnings is not impressive

Frequent travellers and heavy spenders who can maximize the benefit of high reward rate along with other travel features

Beginners looking for a card that offers higher rewards on online spends, especially on partnered brands, like Dominos, Cleartrip, BookMyShow & more