Credit Card Compare

Rs. 500 cashback as a welcome gift on spending Rs. 10,000 in the first 90 days of card membership

2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance

10X Membership Rewards® Points on Zomato (capped at 500 points per month per card account)

10X Membership Rewards® Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow (capped at 500 points per month per card account)

5X Membership Rewards® Points on every Rs. 50 spent on Amazon and Paytm Wallet (capped at 250 points per month per card account for both the merchants combined)

1 Membership Rewards® Point for every Rs. 50 spent on other categories, except for fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale

10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends

1 reward point per Rs. 150 spent on other categories

1 reward point = Rs. 0.25

NA

NA

10X reward points on popular brands like Myntra, Amazon, Uber, etc.

Complimentary vouchers worth Rs. 1,500 as milestone benefits

Welcome benefits equivalent to the Rs. 500 joining fee

Renewal fee waiver on annual spends of Rs. 40,000

10X reward points on dining, movies, grocery and departmental store spends

Entry-level credit card with low annual fee and easier eligibility terms

Annual fee waiver condition of Rs. 1 Lakh in a year

Capping on accelerated reward points earning

No reward points on fuel, insurance & utility spends

Low base reward rate of 1 point per Rs. 50 spent

High forex markup fee of 3.5%

Reward redemption options are limited to select brand vouchers only

No significant benefits other than the rewards program

Low reward rate as compared to some entry-level cashback cards

People who frequently shop online and are looking for a low annual fee credit card with rewards benefits

Beginners looking for a low-annual fee credit card with benefits on everyday categories