Credit Card Compare

Rs. 500 cashback as a welcome gift on spending Rs. 10,000 in the first 90 days of card membership

Amazon voucher worth Rs. 500 on payment of joining fee

10X Membership Rewards® Points on Zomato (capped at 500 points per month per card account)

10X Membership Rewards® Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow (capped at 500 points per month per card account)

5X Membership Rewards® Points on every Rs. 50 spent on Amazon and Paytm Wallet (capped at 250 points per month per card account for both the merchants combined)

1 Membership Rewards® Point for every Rs. 50 spent on other categories, except for fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale

10X reward points on online partner brands; BookMyShow, Cleartrip, Swiggy, Apollo 24x7, Dominos, Myntra, Netmeds & Yatra

5X reward points on all other online spends

1 reward point per Rs. 100 spent offline

NA

NA

10X reward points on popular brands like Myntra, Amazon, Uber, etc.

Complimentary vouchers worth Rs. 1,500 as milestone benefits

Welcome benefits equivalent to the Rs. 500 joining fee

Renewal fee waiver on annual spends of Rs. 40,000

10X reward points on brands covering multiple categories like shopping, travel, movies, dining and more

Low annual fee and comparatively easier eligibility terms

Easily achievable fee waiver condition of Rs. 1 Lakh in a year

Maximum capping on accelerated reward points earned

No reward benefits on fuel, insurance & utility spends

Low base reward rate of 1 point per Rs. 50 spent

High forex markup fee of 3.5%

Limited options for reward redemption

Online shopping benefits come in the form of rewards, the value of which may not be satisfactory in comparison to cashback credit cards like Amazon Pay ICICI or Cashback SBI Card

The array of collaborated brands under the accelerated earnings is not impressive

People who frequently shop online and are looking for a low annual fee credit card with rewards benefits

Beginners looking for a card that offers higher rewards on online spends, especially on partnered brands, like Dominos, Cleartrip, BookMyShow & more