You are comparing
YES Bank ELITE+ Credit Card
American Express® Platinum Travel Credit Card
₹ 999
₹ 999
Joining fee waived on spending Rs. 20,000 within 30 days of card setup
₹ 3,500
₹ 5,000
NA
-
NA
-
10,000 Membership Rewards Points on spending Rs. 15,000 within the first 90 days
-
Redeem Membership Rewards Points for Flipkart voucher or Pay with Points option in American Express® Travel Online platform worth Rs. 3,000
-
12 YES Rewardz Points per Rs. 200 spent on online shopping, except on select categories
-
6 YES Rewardz Points per Rs. 200 spent on offline shopping, except on select categories
-
4 YES Rewardz Points per Rs. 200 spent on select categories
-
10 YES Rewardz Points = 1 InterMile / 1 Club Vistara Point
-
Capping of 12,000 reward points in a monthly statement cycle
-
1 Membership Rewards Point per Rs. 50 spent, except on fuel, insurance, utilities, cash transactions & EMIs at POS
Up to 8 complimentary visits to domestic airport lounges (max. 2 per quarter) and 3 to international ones per year
8 complimentary visits per year (2 per quarter) to airport lounges across India & Priority Pass membership
-
Accelerated rewards on online shopping
-
Lifestyle benefits, like complimentary golf lessons, movie discount and lounge access
-
Redemption of reward points against travel bookings & online shopping vouchers
-
Milestone benefits worth up to Rs. 22,000
-
Complimentary lounge access and Priority Pass membership
-
Low conversion ratio of rewards to airmiles/travel points
-
No reward points offered on fuel, insurance, utilities, cash transactions & EMI conversions
-
No complimentary international lounge visits
People who are frequent online shoppers, can utilise the complimentary airport lounge benefits, play golf and like to watch movies.
People who frequently travel and want to avail benefits in the form of complimentary lounge access and reward points