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Credit Card Offers in India 2024

Home Credit Card Credit Card Offers in India 2024

Most credit cards are designed to offer benefits across one or more spending categories, including shopping, travel, dining, entertainment, fuel, etc. However, in addition to these category-specific features, credit cards also extend certain offers from time to time. These offers are usually provider-specific which means that they will be applicable to all cards of any particular card issuer. Such offers may come in the form of a direct discount, cashback, or EMIs. Here is all you need to know about the best credit card offers in India.

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Updated: 13-11-2024 07:36:48 AM

Disclaimer: The offers listed on this page may no longer be valid. For updated information, refer to the official website of the respective bank/brand.

Most credit cards come with exclusive offers on some of the popular brands spanning across several spending categories. But these offers come with a certain validity period and hence change from time to time due to which the cardholders must regularly check the updated offer list to get the best deals. These credit card offers also have some terms and conditions associated with them which you must satisfy to qualify for them.

Given below are some of the best credit card offers in India for 2024 from the top card providers:

Top Festive Sales Credit Card Offers (Amazon, Flipkart & Myntra)
SBI Credit Card Offers HDFC Credit Card Offers
ICICI Bank Credit Card Offers Axis Bank Credit Card Offers
IndusInd Bank Credit Card Offers Kotak Credit Card Offers
Top Festive Credit Card Offers 2024
SBI Credit Card Offers
HDFC Credit Card Offers
ICICI Credit Card Offers
Axis Bank Credit Card Offers
IndusInd Bank Credit Card Offers
Kotak Credit Card Offers

Top Festive Credit Card Offers 2024

Many co-branded credit cards in collaboration with popular platforms, like Myntra, Flipkart, and others, offer accelerated value-back on the co-branded spends, while several others like YES Bank PaisaSave and Cashback SBI come with a higher cashback rate on online purchases. However, this festive season, you can also get additional savings through festive credit card offers.

Some of the popular e-commerce platforms, like Amazon, Flipkart and Myntra, offer exclusive offers on select credit cards for their festive season sales. Some of the best credit card offers across major online festive sales are given below:

Festive Sale Credit Card Offer Starting From
Amazon Great Indian Festival 10% off via SBI Credit Cards, except SBI/Tata Corporate, Paytm & Cashback SBI credit cards or RuPay card UPI payments 27th Sep 2024
(early access from 26th Sep 2024 onwards for Prime members)
Flipkart Big Billion Days 10% off via HDFC Credit Cards 27th Sep 2024
(early access from 26th Sep 2024 onwards for Plus & VIP members)
Myntra Big Fashion Festival 10% off via ICICI, Axis and Kotak Credit Cards 26th Sep 2024
(early access from 25th Sep 2024 onwards for Insider members)

SBI Credit Card Offers

Here are some of the top offers on SBI Credit Cards across different categories:

Category Brand Offer Details Validity
Health MediBuddy Up to Rs. 600 off 9th Apr 2025
Electronics Apple Up to Rs 5,000 off on select products 28th Dec 2024
Gifting IGP 20% off on min. Order of Rs. 1,199 31st May 2025
Apparel Kalamandir 5% extra cashback up to Rs. 500 31st Oct 2024

More Offers on SBI Credit Cards

HDFC Credit Card Offers

Following are some of the best HDFC credit card offers across different categories of spends:

Category Brand Offer Details Validity
Travel Cleartrip Up to Rs. 5,000 off on flights via EasyEMI 30th Dec 2024
Health Healthians Additional 25% off on all health tests + free doctor advice 31st Mar 2025
Health Apollo Pharmacy & Hospital Up to 15% off on select products;
25% off on ProHealth Health checkups		 31st Mar 2025;
24th Apr 2025
Food Barbeque Nation Rs. 500 off 31st Dec 2024
Food Bakingo 25% off online 31st Mar 2025
Gifting Ferns N Petals 20% off up to Rs. 500 31st Dec 2024
Beauty & Wellness The Man Company Extra 30% off sitewide 31st Dec 2024

HDFC MoneyBack+ Credit Card Offer

More Offers on HDFC Credit Cards

ICICI Credit Card Offers

The best offers on ICICI credit cards are listed below:

Category Brand Offer Details Validity
Travel Insight Vacations 10% off up to Rs. 25,000 per person 30th Sep 2027
Health Apollo Pharmacy Up to 15% off on select products 19th Feb 2026
Gifting/Lifestyle IGP 20% off 31st Jul 2025
Gifting/Lifestyle Ferns N Petals 20% off up to Rs. 500 31st Mar 2025
Tax TaxBuddy 20% off on all tax related services 31st Mar 2025
Others QuikDox 40% off on Will making 30th Jun 2025

ICICI MakeMyTrip Credit Card Offers

More Offers on ICICI Credit Cards

Axis Bank Credit Card Offers

The top offers on Axis Bank credit cards are shown in the table below:

Category Brand Offer Details Validity
Travel MakeMyTrip Up to 15% cashback 31st Dec 2024
Electronics boAt Rs. 500 off 31st Mar 2025
Furniture & Home Decor Pepperfry Up to Rs. 1,250 off 30th Nov 2024
Apparel Lifestyle 15% off on select products 31st May 2025
Apparel Max 5% cashback up to Rs. 750 3rd Nov 2024
Gifting/Lifestyle IGP 20% off up to Rs. 500 online 31st Mar 2025
Education NIIT 10% off on select courses 14th May 2025

Flipkart Axis Bank Credit Card

More Offers on Axis Bank Credit Cards

IndusInd Bank Credit Card Offers

Given below are the best IndusInd Bank Credit Card Offers across different spending categories:

Category Brand Offer Details Validity
Jewellery Surat Diamond Jewellery 15% off 31st Dec 2024
Lifestyle Myntra Additional 10% off up to Rs. 300 via the code ADMYNTRA10 31st Dec 2024
Lifestyle Ajio Rs. 400 off via the code IS400GEN 31st Dec 2024
Food Swiggy Up to 10% off on orders above Rs. 699 31st Oct 2024
Electronics boAt Rs. 300 off on Bestdeals collection via the code BOATXINS 31st Dec 2024
Travel EaseMyTrip Up to Rs. 400 off via the code EMTVISA 31st Dec 2024
More Offers on IndusInd Credit Cards

Kotak Credit Card Offers

The following Kotak Credit Card Offers are currently active:

Category Brand Offer Details Validity
Electronics Apple Up to Rs. 5,000 cashback 28th Dec 2024
Travel MakeMyTrip 15% off up to Rs. 2,500 on flight bookings 6th Nov 2024
Travel StayVista 15% off up to Rs. 5,000 15th Dec 2024
Food Licious 40% off 31st Mar 2025
Food Bakingo 15% off up to Rs. 250 31st Mar 2025
Health Apollo Pharmacy Up to 15% off 31st Mar 2025
Personal Care The Moms Co. Up to Rs. 500 off 31st Dec 2024
More Offers on Kotak Credit Cards
EMI Offers on Credit Cards
EMI Offers on Credit Cards

Besides offering discounts, cashback and other deals credit card providers also offer EMI options on purchases. They can be in the form of- Merchant EMI, No-cost EMI and Post Purchase EMI Conversion.

No-cost EMI– This option allows you to purchase an item and then pay for it over a period of months without incurring additional interest. Typically you can get no-cost EMI of up to 9 months at certain e-retailer websites.

Merchant EMI– Unlike No-cost EMI, Instant EMI incurs interest rate. You can get tenure of up to 24 months. However, the incurred interest amount can be quite significant. Typically, Merchant EMI rates are lower than Post Purchase EMI Conversion rates.

Post Purchase EMI Conversion- If you find yourself unable to clear your dues by the due date because of a big-ticket purchase, then you may convert that purchase into an EMI even after making the purchase.

Note: Some offers on this page might not be updated, please visit the issuer’s official website for latest offers.

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