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Credit Card Offers in India 2025

Home Credit Card Credit Card Offers in India 2024

Most credit cards are designed to offer benefits across various spending categories, such as shopping, travel, dining, entertainment, and fuel. In addition to these category-specific features, credit cards often provide special offers occasionally. These offers are typically issuer-specific, meaning they apply to all cards from a particular card issuer. They may come in the form of direct discounts, cashback, or EMI options.

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Updated: 28-02-2025 09:32:14 AM

Credit cards also feature exclusive offers on popular brands within several spending categories. However, these offers usually have a limited validity period and change frequently. Therefore, cardholders should regularly check the updated offer list to ensure they don’t miss out on the best deals. It’s important to note that these offers often come with certain terms and conditions that need to be met to qualify. Given below are some of the best credit card offers in India for 2025 from the top card providers:

Top Credit Card Offers 2025
HDFC Bank Credit Card Offers Axis Bank Credit Card Offers
ICICI Bank Credit Card Offers SBI Credit Card Offers
Standard Chartered Bank Credit Card Offers Kotak Mahindra Bank Credit Card Offers
American Express® Credit Card Offers

Note: Credit card offers are subject to change. It is advisable to verify the latest offers directly on the merchant’s or card issuer’s website.

HDFC Bank Credit Card Offers
Axis Bank Credit Card Offers
ICICI Bank Credit Card Offers
SBI Credit Card Offers
Standard Chartered Bank Credit Card Offers
Kotak Mahindra Bank Credit Card Offers
American Express® Credit Card Offers

HDFC Bank Credit Card Offers

Category Brand Offer Details Validity
Travel Airbnb Up to Rs. 2,000 cashback on booking your first stay 20 March 2025
Dining Swiggy Dineout 40% off up to Rs. 110 on orders above Rs. 199 30 September 2025
Health Apollo Pharmacy
  • 10% discount on Medicines
  • 5% discount on FMCG Products
  • 15% discount on Apollo Private label products
 31 March 2025
Jewellery Giva Flat Rs. 333 off on orders above Rs. 1,099 silver jewellery 31 December 2025
Lifestyle Home Centre Extra Rs. 5,000 off on furniture & Rs. 400 off on household products on Mastercard cards 31 March 2025
More Offers on HDFC Bank Credit Cards

Axis Bank Credit Card Offers

Category Brand Offer Details Validity
Travel MakeMyTrip Up to 20% instant discount on travel bookings* 26 March 2025
Shopping Myntra 10% instant discount up to Rs. 1,500 on a minimum spend of Rs. 5,000 31 March 2025
Shopping Amazon 7.5% instant discount 31 March 2025
Food & Grocery BigBasket 10% off up to Rs. 250 on a minimum transaction
of Rs. 1,500		 26 March 2025
Electronics Sony 10% instant cashback, up to Rs. 22,500 31 March 2025

*T&C applicable.

More Offers on Axis Bank Credit Cards

ICICI Bank Credit Card Offers

Category Brand Offer Details Validity
Travel MakeMyTrip Up to 12% instant discount on travel bookings* 31 March 2025
Travel EaseMyTrip Up to 15% discount on travel bookings 31 March 2025
Shopping Ajio 10% discount, up to Rs. 1,000 on a minimum transaction of Rs. 3,999 31 March 2025
Dining Zomato Dining Additional Rs. 350 off on a minimum transaction value of Rs. 4,000 31 March 2025
Other FNP 20% discount, up to Rs. 500 on a minimum transaction of Rs. 1,200 31 March 2025

*T&C apply.

More Offers on ICICI Bank Credit Cards

SBI Credit Card Offers

Category Brand Offer Details Validity
Grocery & Dept. Stores Bakingo 25% instant discount on a minimum order value of Rs. 599 17 October 2025
Grocery & Dept. Stores Interflora 20% instant discount on a minimum transaction value of Rs. 1,999 31 May 2025
Electronics Haier 25% discount on select items, up to Rs. 25,000 31 March 2025
Electronics LG 32.5% discount on select items, up to Rs. 50,000 31 March 2025
Food Biryani By Kilo 10% instant discount on a minimum order value of Rs. 999 31 March 2025
More Offers on SBI Credit Cards

Standard Chartered Bank Credit Card Offers

Category Brand Offer Details Validity
Travel EaseMyTrip Up to Rs. 1,000 off on travel bookings 30 Sep 2025
Travel ITC Hotels Free night stay 15 May 2026
Shopping Myntra Extra 10% off on a minimum order of Rs. 999 30 Sep 2025
Food Behrouz Biryani Rs. 120 off on a minimum order value of Rs. 249 30 Apr 2025
Shopping Mokobara 10% off 31 Oct 2025
More Offers on Standard Chartered Credit Cards

Kotak Mahindra Bank Credit Card Offers

Category Brand Offer Details Validity
Grocery Zepto/Blinkit/Swiggy Instamart 12% instant discount up to Rs. 200 31 March 2025
Shopping Myntra Luxe 10% instant discount up to Rs. 1,500 31 March 2025
Electronics Apple Up to Rs. 5,000 instant cashback on latest Apple devices 29 March 2025
Electronics Noise Additional 12% off on minimum order value of Rs. 1,199 31 March 2025
Travel Ixigo 15% instant discount on flights & hotels 31 March 2025
Travel Avis Up to 35% off 30 June 2025
Health Apollo Pharmacy Up to 15% instant discount 31 March 2025
More Offers on Kotak Credit Cards

American Express® Credit Card Offers

Category Brand Offer Details Validity
Travel Taj 25% off on suites at select Taj Hotels, Resorts, Palaces, & Safaris 31 December 2025
Travel MakeMyTrip 12% off up to Rs. 2,000 on domestic flights 28 March 2025
Health Apollo Up to 25% off on Apollo ProHealth program 22 May 2025
Shopping TATA CLiQ Luxury Rs. 1,500 off 5 May 2025
Shopping Apple Up to Rs. 10,000 cashback 31 March 2025
Dining Punjab Grill Up to 20% off on F&B 10 April 2025
More Offers on American Express Credit Cards
EMI Offers on Credit Cards
EMI Offers on Credit Cards

In addition to offering discounts, cashback, and other deals, credit card providers also offer EMI options on purchases. These can be in the form of Merchant EMI, No-cost EMI, and Post Purchase EMI Conversion.

No-cost EMI: This option allows you to purchase an item and pay for it over a period of months without incurring any additional interest. Typically, you can get no-cost EMI for up to 9 months on certain e-retailer websites.

Merchant EMI: Unlike no-cost EMI, this option comes with an interest rate. You can choose a tenure of up to 24 months, but keep in mind that the interest incurred can be quite significant. Generally, merchant EMI rates are lower than post-purchase EMI conversion rates.

Post Purchase EMI Conversion: If you’re unable to pay off a large purchase by the due date, you can convert it into an EMI even after the purchase. This option helps break down your payment into manageable installments.

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Note: Visit the bank’s/brand’s website for detailed terms and conditions on each offer.

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