Everything You Need to Know About Medical Services on Credit Cards

Most of us get credit cards for shopping, travel and entertainment offers and, many times, the choice is based on recommendations given by family, friends, or bank’s representative. However, their recommendations rarely take into account the medical services that are offered by many credit cards. In this article, we will tell you about the various medical services and discounts that are being offered by different credit cards so that you don’t overlook this important service.

Medical Facilities on Credit Cards

A medical emergency can fall upon anyone, anywhere at any time. So, the services offered by these credit cards can really come handy during a crisis even if these services aren’t going to be used every day.

The various medical services currently being offered in the Indian market are:

Texas Medical Concierge (TMC)

People generally do not know what to do when they contract a serious illness. Due to high competition in the medical sector, doctors also look out for themselves and their hospital’s best interest. So, they might not share all the details of the patient’s illness or share only those courses of treatment that they can provide. This is why patients require a service to take care of their best interests.

Texas Medical Concierge is able to do just this because of the large network of doctors and hospitals that are associated with them. TMC can help in diagnosing the illness and recommend the best course of action or doctor for the same. Once you are registered with TMC, your medical records are stored with them and can be accessed from anywhere in the world.

Credit cards that offer benefits under Texas Medical Concierge are given below:

Overseas Medical Insurance

There is often a chance that frequent international travellers fall sick while abroad. Under this scenario, medical expenses can drain your wallet. Medical insurance thus becomes necessary. However, getting medical insurance every time you go abroad can be quite cumbersome.

In this scenario, a credit card that offers overseas travel insurance can really come in handy. Some credit cards even give you a cover of up to USD 50,000 which can cover many medical expenses including repatriation. Top credit cards that offer overseas medical coverage are given below:

Auto Accident Insurance

A roadside accident can happen to anyone anywhere at any time. One should be prepared for such a crisis. Thankfully, some credit card providers have a plan in place where a single call will take care of everything. Users just have to contact their credit card provider who will take care of everything. The services include calling an ambulance, informing family members, etc. Top cards that provide this service are given below:

Healthcare and Wellness

Cardholders that reside in India can benefit from a credit card that provides discounts on hospital visitations. Depending upon the chosen card, customers can expect free health check-up, coverage for the family, treatment confirmation and more. Top cards that offer healthcare and wellness offers are:

As we can see above, most of the credit cards with medical facilities are from the premium category of cards. Cards like Apollo SBI and RBL Practo Plus are some low-fee options to consider. You may not look for a credit card particularly for the medical service but if you are considering a premium credit card, these facilities can add to the benefits. Such facilities can prove to be quite crucial to the cardholder in case of emergency.