HDFC Credit Card Application Status

The quickest method to check your credit card request status is through the online platform of HDFC Bank. You can track your HDFC credit card approval status using-

• Application Reference Number and Mobile Number
• Application Form Number and Mobile Number
• Date of Birth and Mobile Number

Follow the steps given below to track your application status for HDFC credit cards-

Step 1- Go to HDFC Bank’s official website- https://www.hdfcbank.com/

Step 2- Below the products tab you will find the option of ‘Credit Cards’.

Step 3- Scroll down on the page to find the ‘Important Links’ section. Click on ‘Track your Credit Card Application status’ option.

Step 4- Now, you will be redirected to a fresh page that contains columns to enter any one of the above mentioned specifics (either reference number, form number or mobile number)

Step 5- Finally, fill the required information and click on the submit button

Track HDFC Credit Card Application Status using Application Reference Number and Mobile Number

When you apply for HDFC credit card, you would receive an acknowledgement receipt containing the Application Reference Number. This number can be used for HDFC Credit Card tracking.

Just follow the above steps to reach the ‘Track Application’ page of HDFC Bank. Enter the Application Reference Number and mobile number in the spaces provided and click on submit. The current status of your application will be shown on the screen.

Track HDFC Credit Card Application Status using Application Form Number and Mobile Number

You can also check the status of your HDFC credit card application using your Application Form Number along with the mobile number. Make sure that you enter the same number that you provided at the time of application. Follow the above procedure to reach the ‘Track Application’ page of HDFC and enter your mobile number and AFN in the spaces provided. Once you submit, the new screen will show the current status of your application.

Track HDFC Credit Card Application Status using Date of Birth and Mobile Number

Applicants can also track the status of HDFC credit card application using their date of birth and mobile number. Visit the ‘track application’ page on HDFC Bank’s official website. Enter your date of birth and mobile number in the spaces provided and submit. The next screen will show the current status of your application.

• In case the candidate does not hold any access to online facilities for HDFC credit card tracking, he/she can contact the credit card customer care number offered by HDFC Bank to track the application status. For various types of credit card associated queries, candidates can dial the toll-free number: 1800 1600 / 1800 2600 . Do remember that this service is active 24×7, including Sundays and holidays.
• It is vital that you keep your application number or reference number handy since it can be asked during the call.
• There is another method to track the status of your credit card request. You can visit any nearest bank branch managed by HDFC. The bank official might ask you for the reference number or application number to acquire details of your application.

As you submit the required details, the status for your HDFC credit card request will be offered. Under most cases, the provided status says ‘dispatched, in process, on-hold, disapproved, or no records found’. Depending on the status received you can make a call.

• Suppose your application status states ‘In process’, it means the bank is still revising your application. Therefore, it will take some additional days for the credit card to dispatch.
• If the status says ‘Dispatched’, then you might receive an SMS enclosing the Airmail number of the chosen shipment carrying your card. If you haven’t received any SMS, then wait for a maximum of two more days. For any further delay, directly contact the HDFC customer care service.
• For a status saying ‘Disapproved’, do remember that your application won’t be moved further. The same status will be offered via SMS; the reason for rejection may or may not be mentioned. For any additional clarifications, the customer care is there to help.
• If the status says ‘on-hold’, it can point out that the bank requires some additional or missing details. For this, you will be informed via SMS or email. As soon as this problem is resolved, the application reviewing process will proceed systematically.
• For a status highlighting ‘No records found’, you can infer that the details provided by you are wrong or mismatched. In case the provided details are correct, but still you have received such a message, then calling the customer care is the smartest option.

Congratulations you are getting a new credit card. You can now enjoy the convenience, rewards, and benefits that come along with the new credit card. Credit cards are much more secure than debit cards or cash. Yet credit card fraud has been on the rise, so it is important to safeguard yourself from the possible identity theft or fraudulent transaction made on your credit cards.

Treat Your Credit Card as Cash

One mistake that credit card users make is to treat their credit card as a piece of plastic. They send their credit card with the waiter at the restaurant, who can easily copy their credit card number and CVV number and make international transactions without an OTP. So do not let the credit card out of your sight.

Sign the Back of Your Credit Card

Customers forget to sign the back of their credit card when they receive it. Now when you lose your credit card someone can make transactions on it and sign their name on the receipt as well as the credit card. So sign at the back of the credit card.

Report Lost Credit Card or Fraudulent Transaction Right Away

It cannot be stressed enough that if you have lost your credit card report it immediately. Credit card offers greater security by allowing you to dispute a fraudulent transaction but there is a specific window to it, 3 days usually, if you do not report the lost card or fraudulent transaction in this window, you will be liable to pay the amount. So report lost credit card or Fraudulent Transaction immediately.

Keep Receipts for Your Purchases

If you keep the receipts of all of your credit card purchases you can compare the receipts to the amount you were charged on your credit card. There have been instances where error has occurred. So keep receipts for your purchases.

Why did HDFC Bank rejected my credit card request?

HDFC Bank has set a few basic eligibility criteria for its credit cards. These are, but not limited to, CIBIL Score, minimum income as per credit card, credit history, or back ground check. If you have not met the criteria that HDFC Bank seeks for their credit card, then the bank may reject your request. Call HDFC Bank customer care and ask them to give you the specifics of why they rejected your credit card request. You can reapply after waiting for 3-4 months and choosing a card that best meets your needs.

Why haven’t I received my HDFC credit card when the HDFC credit card application status shows that it has been dispatched?

If the HDFC credit card application status reads Dispatched and it has been 3-4 business days since, you can call up the customer care of the HDFC Bank or check your SMSs or Emails for details of the courier that the bank sent you. If you have received the details of shipment, you can go to the courier service’s site and track your package. Do note that when you receive your package you must check that it has not been tampered with. Do not accept a tampered package.

I lost my Application Reference Number, can I still check my HDFC credit card application status?

Yes, you can still check your credit card application status. HDFC allows you to check your credit card application status by entering any of these details; Application Reference Number/Application Form Number/Date of Birth. Mobile Number is a must; do remember that the details you give on the site should be the same you filled in the application for HDFC credit card.

How long does it take for HDFC Bank to process my credit card request?

You can expect to receive your HDFC credit card within one month from the day you apply, if your credit card request is accepted.

How soon can I check my HDFC credit card application status?

You can check your HDFC credit card application status after 2-3 business days. You can check your status after the bank sends you an SMS or email acknowledging the receipt of your credit card application.