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HDFC InterMiles Credit Cards Rating
Intermiles                  ★★★★★
Offers                         ★★★★
Annual Fee                 ★★★
Other Benefits           ★★
Discounts                   ★★★
Overall Rating            ★★★

Intermiles HDFC Signature, Platinum and Diners Club credit cards are co-branded credit cards that let card users enjoy several benefits under the Intermiles Program (previously JetPrivilege). These cards are some of the best-suited credit cards for frequent travellers and can help them save a lot on their air travel. To know whether you should have any of these cards, read the review below:

InterMiles HDFC Credit Cards at a Glance

Particulars

InterMiles HDFC Platinum Credit Card

InterMiles HDFC Signature Credit Card

InterMiles HDFC Bank Diners Club Credit Card
Annual Fee Rs. 1,000 Rs. 2,500 Rs. 5,000
Welcome Benefits
  • 3,000 bonus InterMiles
  • 1,500 InterMiles on spending Rs. 3,000 within 30 days of card activation
  • 1,500 InterMiles on spending Rs. 50,000 or more within the first 90 days of card activation
  • Rs. 500 flight discount vouchers for the first year
  • Rs. 1,000 hotel discount vouchers for the first year
  • Up to 8,000 bonus InterMiles
  • 3,000 InterMiles on spending Rs. 6,000 within 30 days of card activation
  • 5,000 InterMiles on spending Rs. 90,000 or more within the first 90 days of card activation
  • Rs. 750 flight discount vouchers for the first year
  • Rs. 2,000 hotel discount vouchers for the first year
  • Up to 25,000 bonus InterMiles
  • 10,000 InterMiles on spending Rs. 20,000 within 30 days of card activation
  • 15,000 InterMiles on spending Rs. 1,50,000 or more within the first 90 days of card activation
  • Rs. 2,000 flight discount vouchers for the first year
  • Rs. 3,000 hotel discount vouchers for the first year
Renewal Benefits* On payment of the membership fee after completion of a year, enjoy various benefits such as

  • Rs. 500 flight discount voucher’
  • Rs. 1,000 hotel discount voucher
  • 1,500 InterMiles upon spending Rs. 3,000 within the first 30 days of the anniversary date
 On payment of the membership fee after completion of a year, enjoy various benefits such as

  • Rs. 750 flight discount voucher’
  • Rs. 1,000 hotel discount voucher
  • 3,000 InterMiles upon spending Rs. 6,000 within the first 30 days of the anniversary date
 On payment of the membership fee after completion of a year, enjoy various benefits such as

  • Rs. 2,000 flight discount voucher’
  • Rs. 3,000 hotel discount voucher
  • 10,000 InterMiles upon spending Rs. 20,000 within the first 30 days of the anniversary date

InterMiles Accrual Programme
  • Earn 4 intermiles on every Rs. 150 spent on retail spends
  • Earn 8 intermiles on every Rs. 150 spent on every flight ticket booking via the intermiles website
  • Earn 8 intermiles on every Rs. 150 spent on hotel bookings via the intermiles website
  • Earn 6 intermiles on every Rs. 150 spent on retail spends
  • Earn 12 intermiles on every Rs. 150 spent on every flight ticket bookings via the intermiles website
  • Earn 12 intermiles on every Rs. 150 spent on hotel bookings via the intermiles website
  • Earn 8 intermiles on every Rs. 150 spent on retail spends
  • Earn 16 intermiles on every Rs. 150 spent on every flight ticket bookings via the intermiles website
  • Earn 16 intermiles on every Rs. 150 spent on hotel bookings via the intermiles website
Etihad Airways Privileges
  • 5% discount on Etihad Airways Economy class tickets booked via Intermiles website
  • Earn 2.5X InterMiles for booking Ethihad Airways tickets via the Intermiles website
  • 5% discount on Etihad Airways Economy class tickets booked via Intermiles website
  • 10% discount on Etihad Airways Business class tickets booked via Intermiles website
  • Earn 2.5X InterMiles for booking Ethihad Airways tickets via the Intermiles website
  • 5% discount on Etihad Airways Economy class tickets booked via Intermiles website
  • 10% discount on Etihad Airways Business class tickets booked via Intermiles website
  • Earn 2.5X InterMiles for booking Ethihad Airways tickets via the Intermiles website
Lounge Access
  • Domestic lounge program – Unlimited lounge access at select lounges with network partners
  • VISA Lounge Program – 8 complimentary visits ( 2 per quarter) per year
  • MasterCard Lounge Program – 8 complimentary visits ( 2 per quarter) per year
  • Domestic lounge program – Unlimited lounge access at select lounges with network partners
  • VISA Lounge Program – 16 complimentary visits ( 4  per quarter) per year
  • MasterCard Lounge Program – 16 complimentary visits ( 4 per quarter) per year
 Unlimited Airport lounge access to more than 1,000 domestic and international lounges 
Other Benefits
  • 1% fuel surcharge waiver on minimum transaction of Rs. 400
  • 20% off on dining bills paid through Dineout Pay 
  • maximum discount per transaction – Rs. 1,000
  • maximum discount per customer – Rs. 1,000
  • 1% fuel surcharge waiver on minimum transaction of Rs. 400
  • 20% off on dining bills paid through Dineout Pay 
  • maximum discount per transaction – Rs. 1,000
  • maximum discount per customer – Rs. 1,000
  • 1% fuel surcharge waiver on minimum transaction of Rs. 400
  • 25% off on dining bills paid through Dineout Pay 
  • maximum discount per transaction – Rs. 1,000
  • maximum discount per customer – Rs. 1,000
  • Unlimited Complimentary golf access at leading courses in India and selected courses across the world

*Renewal fee can be waived off on spending Rs. 2.5 lakh (Platinum card), 3 lakh (Signature card), 8 lakh (Diners Club) in the previous year, however after availing waiver, cardholders will not be applicable to receive the renewal benefits. 

Limitations of HDFC Intermiles Credit Card

InterMiles earned can only be redeemed on bookings via the InterMiles website, which might not be a good choice for every cardholder. On the other hand travel credit card such as Citi PremierMiles offers airmile benefits that can be transferred across 14 airlines and hotel partners offering more flexibility for the cardholders. Therefore, if you are looking for travel credit cards that offer benefits across platforms, HDFC intermiles cards may not be a very attractive option for you. 

Comparison of HDFC Intermiles Credit Card with Other Co-branded Intermiles Credit Cards

To decide whether or not to have an HDFC Intermiles Credit Card, below is a comparison of HDFC Intermiles Signature Credit Card with other intermiles credit cards available in the market. This comparison will help you understand the different benefits offered by these credit cards. 

HDFC InterMiles Signature Credit Card

InterMiles ICICI Bank Rubyx Visa Credit Card

InterMiles IndusInd Bank Voyage Visa Credit Card
Annual Fee Rs. 2,500 Rs. 2,500 Rs. 2,000
Welcome Benefits Up to 8,000 Bonus InterMiles 5,000 bonus intermiles  2,000 InterMiles within 30 days of fee payment
Intermiles Earned Earn 6 intermiles on every Rs. 150 spent on retail spends

Earn 12 intermiles on every Rs. 150 spent on every flight ticket bookings via the intermiles website

Earn 12 intermiles on every Rs. 150 spent on hotel bookings via the intermiles website

 3 intermiles per Rs. 100 spent

6 intermiles per Rs. 100 spent on flight bookings via intermiles platform

6 intermiles per Rs. 100 spent on hotel bookings done via intermiles platform

5 InterMiles on every Rs 100 spent on InterMiles Shop platform on various brands like Amazon, Flipkart, Dominos, etc.

 Earn 6 intermiles per Rs. 100 on flights booked via intermiles website and hotels booked via interbook.intermiles.com on weekends and earn 4 intermiles on the same booking on weekdays

Earn intermiles per Rs. 100 on weekends 4 intermiles on weekdays on all other spends

2X InterMiles on flight bookings via intermiles website

2.5X InterMiles on Ethihad Airways bookings 
Renewal Benefits On payment of the membership fee after completion of a year, enjoy various benefits such as

  • Rs. 750 flight discount voucher’
  • Rs. 1,000 hotel discount voucher
  • 3,000 InterMiles upon spending Rs. 6,000 within the first 30 days of the anniversary date
 2,500 bonus InterMiles, flight discount voucher and hotel discount voucher 
  • Flight discount voucher worth Rs. 500 on flight bookings via intermiles website
  • Hotel discount voucher worth Rs. 1,000 on booking hotels via https://interbook.intermiles.com/
  • Get 2,500 bonus intermiles
Airport Lounge Access
  • Domestic lounge program – Unlimited lounge access at select lounges with network partners
  • VISA Lounge Program – 16 complimentary visits ( 4  per quarter) per year
  • MasterCard Lounge Program – 16 complimentary visits ( 4 per quarter) per year
 1 complimentary lounge access per quarter Travel plus program offering 8 lounge access worth Rs 2,057
Other Benefits
  • 1% fuel surcharge waiver on minimum transaction of Rs. 400
  • 20% off on dining bills paid through Dineout Pay 
  • maximum discount per transaction – Rs. 1,000
  • maximum discount per customer – Rs. 1,000
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 25% discount (up to Rs. 150) on purchasing a minimum of 2 tickets via BookMyShow and Inox
  • 5% discount o Etihad Airways via InterMiles platform
  • 1 complimentary golf round lesson per quarter
  • Priority Pass Membership worth Rs. 9,900
  • Buy one get one movie ticket on BookMyShow

Should you get this card?

The HDFC Intermiles credit cards are an excellent choice for regular travellers. These credit cards allow cardholders to save money on hotel and travel reservations. Aside from that, these cards offer extra discounts on Etihad Airways and free airport lounge access every year. Overall, all the HDFC intermiles variants are wonderful credit cards for folks who travel often and would like to avail the benefits offered by intermiles. 

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