It is not always possible to have access to your credit card. You cannot resort to the previous credit card statement all the time, if you wish to get updates about your card. This is why it is important to link your credit card to your bank account. HDFC Bank offers the facility of linking the two so that you can manage all your cards at the same place and stay updated with your spending.
How to Link Credit Cards to HDFC Bank Account
If you have an HDFC Bank account, this is a very important procedure to ensure that you have access to your credit card whenever you need it. Here are some simple steps that you need to follow in order to link your HDFC credit card to your HDFC account.
- Log on to the official HDFC website hdfcbank.com.
- On the home page, click on the Net Banking tab and login to your HDFC Net Banking Account.
- A pop up will appear once you do this. Click continue on this pop up.
- You will then be directed to the login page where you can enter your Customer ID and Password. Once the necessary details have been entered, click on the continue button.
- You will enter your net banking page. Choose the “Register New Card” link.
- You will have to provide details such as Card Number, PIN Number and Expiry Date. Click on the Submit button after entering these details.
- Once the details have been entered, you will receive an OTP on your registered mobile number.
- Enter the OTP on the net banking page and click on submit.
After you have completed these steps, the credit card will be linked to your bank account.
In order to link your credit card to your HDFC account, it is mandatory for you to register for net banking facilities. You can get an online form on the HDFC website in order to register. Submit the form with the necessary details to get your IPIN number which is the NetBanking Password for your account. You also have the option of visiting your nearest HDFC Bank Branch to register for this facility. Fill up a registration form with necessary details and receive your login details including your username and password.
Why Link Our Credit Card To Your HDFC Account?
There are several advantages to linking your credit card to your HDFC account:
- You can set up standing instructions on your card to make utility bill payments.
- The Autopay option allows you to pay your outstanding credit card bill using the funds in your HDFC bank ensuring that you do not miss any due dates.
- You can request your bank statement and your card statement through emails.
- You can make changes to the PIN number of your credit card online.