ICICI Payback Points

The PAYBACK Points earning rate on most popular ICICI Bank credit cards are given below:

Credit Cards	PAYBACK Points earned Per Rs. 100 spent	Accelerated Points	Milestone/Joining Points
ICICI Bank Rubyx Visa Credit Card	3 PAYBACK Points	2X Points on international spends	Earn 15,000 PAYBACK Points annual
ICICI Bank Sapphiro Credit Card	2 PAYBACK Points	2X Points on international spends	Earn 20,000 PAYBACK points annually
ICICI Platinum Chip Visa Credit Card	1 PAYBACK Point on utilities and insurance	2X PAYBACK Points on retail spends	Nil
ICICI Bank Carbon Credit Card	2 PAYBACK Points	Nil	Nil
ICICI Bank Coral Contactless Credit Card	1 PAYBACK Point on utilities and insurance	2X PAYBACK Points on retail spends	2,000 points on spending Rs. 2 Lakh; Earn 1000 points every time you cross Rs. 1 Lakh
ICICI Bank Manchester United Platinum Credit Card	2 PAYBACK Points on domestic/International spends	3 PAYBACK Points on Manchester United Match days	Nil
ICICI Bank Emeralde Credit Card	1 PAYBACK Point on utilities and insurance	4X PAYBACK Points on retail spends	Nil

Earning PAYBACK points is fairly easy. All you have to do is complete eligible transactions using your ICICI Bank credit cards. Transactions such as groceries, movie tickets, online shopping, etc. are eligible transactions. Fuel purchases, EMI transactions, balance transfer and so on are not considered eligible transactions by most ICICI Bank cards. So, the more transactions you make on your credit card the more PAYBACK Points will be earned.

PAYBACK Points Validity

You should note that the PAYBACK points are valid only for 3 years. If you fail to utilize the points within this time period, they will expire.

Customers can redeem PAYBACK Points against items, vouchers from PAYBACK website or use the points at partner store. The steps to redeem reward points are given below.

Redeem at PAYBACK.in

1. Visit PAYBACK website
2. Click on Details button below the ICICI Bank Logo
3. Click on Redeem Now under the preferred category
4. Click on the item or voucher you want to get
5. Now on the next page add the item to your cart if you want to redeem points on multiple items or else click on Redeem Points/ Place Order
6. Provide the PAYBACK Card Number or linked mobile number
7. Follow the on-screen instructions to complete the redemption Process

A voucher will be delivered instantly to the registered email id and mobile number. Items will be delivered to your billing address within 2 weeks.

Redeem at PAYBACK Partners

You can redeem your PAYBACK Points at Big Bazaar, Central, Hindustan Petroleum, Brand Factory, Home Town and Fashion at Big Bazaar. The steps are:

1. Shop for what you want at these stores
2. At the time of payment quote your PAYBACK card number or linked mobile number

You can then specify how many points you want to use to complete the transaction. 4 PAYBACK points are worth Re. 1.

Do note redemption fee of Rs. 99 will be applicable on redemption requests.

The various items that you can find on PAYBACK catalogue are given below

Category	Redemption Options
Electronics	Amazon Alexa
In-Store Partners	Big Bazaar, Central, Hindustan Petroleum, Brand Factory, Home Town, Fashion at Big Bazaar
Online Partners	Cleartrip, BookMyShow, MobiKwik, naaptol, Goomo
Food & Beverage Vouchers	KFC, Pizza Hut, Baskin Robins, Central, Bata, Swiggy
Health & Wellness Vouchers	Kama Ayurveda, Apollo Pharmacy, Talwalkars, Call Health
Mobile and Electronic Vouchers	Amazon Pay, Flipkart, Croma
Entertainment & Magazine Vouchers	PVR, Smaaash, India Today, Business Today, Reader’s Digest, Harper’s Bazaar, Cosmopolitan
Cabs & Travel Vouchers	Cleartrip, Uber, FabHotels, Accor Plus, I Can Stay, Ola
Grocery & Home Needs Vouchers	Big Basket, Prestige, Urban Ladder
Gifting Vouchers	Shoppers Stop, Kalyan Jewellers, Flipkart, Lifestyle, New Balance

Can I pool the PAYBACK points on multiple ICICI Bank credit cards to redeem against one item?
No, you cannot pool your ICICI Bank PAYBACK Points from multiple credit cards.

Can I gift a redeemed item to someone else?
The items are dispatched to your billing address. However, you may forward the voucher code to other individuals.

Can I cancel an item after I have initiated a redemption request?
No, orders once placed cannot be cancelled.

Can I transfer my Reward Points to someone else?
No, you cannot transfer, buy, or issue PAYBACK Points to someone else.

What is PAYBACK Customer Care number?
PAYBACK customer care number is 1860-258-5000. Call on the number between 10 am & 9 pm. You can also send an email at membercare@payback.in.