Anniversary Offer on Kotak Indigo Credit Cards
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Kotak Mahindra’s Ka-Ching 6E Rewards XL Credit Card is a co-branded card launched by Kotak Mahindra Bank and IndiGo. It is a travel credit card offering exclusive benefits and unmatched rewards on domestic travel. To know if this is the credit card you’ve been looking for, read the review below.
| Kotak IndiGo Ka-ching 6E Rewards XL Credit Card Rating |
| Reward Points ★★★★ Annual Fee ★★★ Welcome Benefits ★★★★ Additional Benefits ★★★ |
| Overall Rating ★★★★ |
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card at a Glance |
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| Joining Fee | Rs. 2,500 (Rs. 1,500 as a launch offer*) |
| Annual Fee | Rs. 2,500 |
| Best Suited For | Travel and Rewards |
| Best Feature | Complimentary flight ticket worth up to Rs. 3,000 |
Read about features and benefits of Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Key Highlights of Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
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Welcome Offer
As a part of the welcome benefits, customers of the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card can enjoy a complimentary air ticket worth up to Rs. 3,000. The other variant, Kotak IndiGo Ka-ching 6E rewards credit card offers a complimentary ticket of Rs. 1,500 on card activation. The welcome benefit offered by Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is similar to the benefit offered by the 6E Rewards XL – IndiGo HDFC Bank Credit Card which also allows the card user to enjoy a complimentary air ticket worth up to Rs. 3,000.
However, to avail the complimentary air ticket, the cardholder must make 3 transactions for the first 3 consecutive months. Also, the ticket can be redeemed for bookings made only on the IndiGo website and mobile app only, hence, the card is mostly beneficial for people who travel with IndiGo airlines.
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card further offers additional welcome offers for its users, such as:
- Accor Dining voucher worth Rs. 1,000
- Accor stay voucher – 30% off on stays
- Budweiser voucher worth Rs. 250
- 30 days free trial on Lionsgate Play
Enjoy 6E Prime Add-On Benefits
With your Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, you get add-ons worth Rs. 899. These include priority check-in, choice of seat, quicker baggage assistance and a complimentary meal. For people who are frequent IndiGo travellers, these options can make travel really convenient.
Travel Comfortably with Airport Lounge Access
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card offers for its users 8 domestic airport lounge access per calendar year (2 per quarter). For travellers who travel regularly via IndiGo airlines, this could be an added advantage, but the fact that it offers only 8 visits per year, may not be very much beneficial.
Enjoy the Benefits of the 6E Rewards
6E Rewards programme offered by Kotak IndiGo Ka-ching 6E Rewards XL Credit Card offers cardholders a deeper travel experience and engagement through a variety of advantages and unrivalled rewards. With this card, customers can earn accelerated 6E Rewards on IndiGo flight bookings (6%), dining, entertainment, and grocery (3%), rewards on other categories (2%). All the 6E Rewards accrued in the membership account are redeemable for twenty-four (24) months i.e. 2 years from the date of accrual, subject to the member’s co-branded card remaining valid for the same two-year term. However, the bonus 6E Rewards are valid only for 6 months from the date of issuance.
Also, you can use the accrued rewards points to purchase a flight ticket. IndiGo allows cardholders to make a part payment using the reward points and make the rest payment via a valid payment mode (UPI, internet banking and more). On the other hand, the reward points can be used to purchase an add-on facility without any part payment, given that the customer has enough 6E rewards to make the complete purchase. Whenever you decide to redeem the accrued reward points, you will be charged a redemption fee as per government rules and regulations.
Should you get Kotak IndiGo Ka-ching 6E Rewards XL Credit Card?
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is a good option for those who travel via air on regular basis. If you are willing for a similar card that is more economical, you may consider going for Kotak IndiGo Ka-Ching 6E Rewards Credit Card offering a low annual fee of Rs. 700. This card offers similar benefits and can also be a good option for you.
Comparing Kotak IndiGo Ka-ching 6E Rewards XL Credit Card with 6E Rewards XL – IndiGo HDFC Bank Credit Card, you will realize that both the credit cards offer the same benefits except HDFC offering additional 12 golf lessons & 4 rounds of green fees. If you are a golf lover, you may wish to consider this card over Kotak’s co-branded Ka-Ching 6E XL credit card. Also, if you are looking for travel cards offering multidimensional benefits, you may consider going for credit cards such as Intermiles HDFC Signature and MakeMyTrip ICICI Bank Signature Credit Card.
Bottomline
The reward structure for non-IndiGo expenses is minimal and not particularly appealing if you are seeking highly lucrative cards across various categories. If you are looking for travel privileges on IndiGo, this Kotak Mahindra credit card is undoubtedly a fantastic option for you, else you may seek other travel credit cards that offer multidimensional benefits.
