6 Best Airline Credit Cards in India

Whether for business or as a leisure activity, travel has become popular among the masses. Owing to this popularity, several airlines have also partnered with leading credit card providers to offer co-branded air travel credit cards to the customers. These airline credit cards come with several travel discounts, vouchers, frequent flyer privileges, lounge access and other related perks offered by the partner airline to make air travel more affordable and comfortable for the cardholders. Here’s a list of some of the top airline credit cards in India with their benefits and features:

Top Airline Credit Cards in India for 2024

Note: Axis Bank is not accepting new applications for Vistara co-branded credit cards. The content on this page is for information only.

Also Read: Check Eligibility for Top Credit Cards

Let us have a look at some of the benefits of the best airline credit cards in detail:

Axis Bank Vistara Signature Credit Card

Annual Fee: Rs. 3,000

Features and Highlights:

• 1 Premium Economy Class ticket voucher as welcome gift
• Club Vistara Silver membership with 4 CV Points per Rs. 200 spent
• Up to 4 Premium Economy tickets as spending milestone benefits per year
• 2 complimentary domestic airport lounge access per quarter on Rs. 50,000 spends in the previous 3 months
• 25% off up to Rs. 800 via Axis Bank EazyDiner
• Insurance cover of up to USD 300 on travel documents loss & delay or loss of check-in baggage

You can opt for Axis Bank Vistara Signature Credit Card if you fly using Vistara airlines frequently. This card offers you rewards as Club Vistara Points which can be redeemed to book or upgrade Air Vistara flights. You can earn CV Points on almost all your spends and get other travel related privileges, including airport lounge access, spend-based complimentary Vistara ticket vouchers and travel insurance. You also get premium benefits under the Club Vistara Silver membership, along with complimentary services like priority check-in, additional baggage allowance and much more. If you do not mind paying the annual fee and travel via Vistara regularly then this card is a good fit for you. However, if you are looking for a travel credit card with a lower annual fee, then you can consider Axis Vistara variant or if you want better rewards and offers, you can check out Axis Vistara Infinite variant instead.

Club Vistara IDFC FIRST Credit Card

Annual Fee: Rs. 4,999

Features and Highlights:

• 1 Premium Economy ticket voucher, 1 One Class upgrade voucher, 3 months EazyDiner Prime membership & 3 months BQ Prime subscription as welcome benefits
• Club Vistara Silver membership
• Up to 6 CV Points per Rs. 200 spend
• 1 CV Point per Rs. 200 spent on fuel, insurance, utility, rent & wallet load
• Up to 6,000 CV Points on min. monthly spends of Rs. 30,000 for 3 applicable billing cycles
• Up to 5 Premium Economy ticket vouchers as spending milestone benefits per year
• 4 international & 8 domestic airport lounges & spas visits per year
• Up to Rs. 10,000 trip cancellation cover on flight & hotel bookings

Suggested: Best Travel Credit Cards | Check Eligibility for Top Credit Cards

Club Vistara IDFC FIRST Credit Card is a good card option for those who prefer flying with Air Vistara and are high-spenders as well. If your annual spends go up to Rs. 12 lakh or more then you can maximise your benefits by availing up to 6 Premium Economy class air tickets as joining and milestone benefits. You are also charged with a comparatively lower forex mark-up fee on your international transactions made using this card. With up to 12 complimentary airport lounge visits annually, golf rounds and lessons and EazyDiner Prime & BQ Prime memberships, this card helps you save on your lifestyle-related spends as well. If you travel domestically as well as internationally and prefer Air Vistara, then you can consider applying for this card as its benefits will help you save more and even compensate for its annual fee.

Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

Annual Fee: Rs. 2,500

Features and Highlights:

• IndiGo air ticket worth Rs. 3,000 & 6E Prime add-ons of Rs. 899 as welcome benefit
• 6 reward points per Rs. 100 IndiGo spends
• 3 reward points per Rs. 100 spent on dining, grocery and entertainment
• 2 reward points per Rs. 100 spent on other categories
• Rs. 150 off on IndiGo convenience fee
• 2 domestic airport lounge access per quarter

If you travel using IndiGo airlines on a regular basis then Kotak IndiGo Ka-ching 6E Rewards XL Credit Card could be a good option for you as it comes with accelerated rewards on your IndiGo travel spends. With this card, you also get a complimentary flight ticket worth up to Rs. 3,000. You can get additional travel-related services, like priority check-in, choice of seat, quicker baggage assistance, and a complimentary meal worth Rs. 899. However, this card does not come with any decent international travel benefits, apart from reward points on your IndiGo spends. So, it is advisable to consider this credit card only if you travel frequently and prefer to use IndiGo airlines. However, if you are searching for a co-branded travel credit card with a lower fee, then you can consider Kotak IndiGo Ka-ching 6E Rewards credit card too.

Air India SBI Signature Credit Card

Annual Fee: Rs. 4,999

Features and Highlights:

• 20,000 reward points as a welcome gift
• Air India Frequent Flyer program – Flying Returns membership
• 4 reward points per Rs. 100 spent
• 5,000 reward points per year as anniversary gift
• Up to 1 lakh reward points per year as spending milestone benefits
• Up to 30 reward points per Rs. 100 spent on flight tickets booked via Air India platforms
• International airport luxury lounge access via Priority Pass program
• 2 domestic Visa lounge access per quarter

Air India SBI Signature Credit Card offers Flying Returns membership which is the frequent flyer program of Air India. Under this you can not only earn accelerated rewards on your Air India flight bookings, but also convert your accrued rewards into air miles, along with other frequent flyer benefits. The welcome benefit of 20,000 bonus reward points also balances the annual card fee. So if you travel frequently and prefer Air India to do so, then this card’s features make it a good option for you. You can also check out Air India SBI Platinum credit card if you wish to get a similar card with lower annual fee.

Etihad Guest SBI Card

Annual Fee: Rs. 1,499

Features and Highlights:

• 1 wifi voucher on first booking, 2,500 Etihad Guest Miles & Etihad Guest Silver tier status as welcome benefit
• Up to 3 Etihad Guest Miles per Rs. 100 spent
• Up to 10% off on direct Etihad Airways booking
• 1 companion voucher on spending Rs. 10 lakh
• 5,000 Etihad Guest Miles on annual spends of Rs. 5 lakhs
• Annual fee reversal on spending Rs. 3 lakh
• $99 Priority Pass program membership & 8 domestic Visa lounge visits annually
• Overseas air accident cover of Rs. 25 lakh, fraud liability cover of Rs. 50,000 & lost baggage allowance of up to USD 1,000

Suggested Read: 10 Airport Lounge Access Credit Cards in India | Check Eligibility for Top Cards

Etihad Guest SBI Card offers exclusive travel benefits on Etihad airlines through which you can save up to 10% on your bookings and also earn Etihad Guest Miles on every spend. The earned Guest Miles can be redeemed against flight bookings as well as hotel stays across the world. The annual fee can also be reversed on annual sends of just Rs. 3 lakh which is quite easy to achieve for an average spender. Bonus miles as welcome and milestone benefits also increase your travel savings. These features make this card suitable for those searching for a travel credit card for their international travels that comes at an affordable card fee.

SpiceJet Axis Bank Voyage Credit Card

Annual Fee: Rs. 750

Features and Highlights:

• Rs. 1,500 SpiceJet e-voucher on making 2 transactions within the first 30 days
• SpiceClub Silver membership
• Up to 18 SpiceClub points per Rs. 200 spent on SpiceJet platforms
• Up to 6 SpiceClub points per Rs. 200 other spends 
• 2,000 SpiceClub points on annual spends of Rs. 1 lakh
• 3,000 SpiceClub points on annual spends of Rs. 2 lakh
• 1,000 SpiceClub points on card renewal
• 4 domestic airport lounge visits per year on spending  Rs. 50,000 in the previous 3 months
• Up to 15% off up to Rs. 500 via Axis Bank Dining Delights program

Suggested Read: Best Domestic Travel Credit Cards | Check Eligibility for Top Cards

SpiceJet Axis Bank Voyage Credit Card lets you earn SpiceClub points on almost every spend. These SpiceClub points are directly added to your SpiceClub account and can be redeemed against various travel-related spends made on the SpiceJet platforms. This feature allows the users to maximise their savings on travel, but also limits the redemption options available to them. So, this card is beneficial for those who prefer this airline for their air travels and are looking for a travel card with low annual fee.