| Credit Saison Personal Loan Highlights |
|
| Interest rate | 13.49% p.a. onwards |
| Loan amount | Up to Rs 2 lakh |
| Tenure | 3 months to 5 years |
| Processing fee | Up to 5% of the loan amount |
Table of Contents
Credit Saison Personal Loan Interest Rate
Credit Saison India offers personal loan interest rates between 13.49% p.a. and 39.99% p.a. The final interest rate offered to the personal loan applicant would depend on the credit score.
Compare Interest Rate for Personal Loans from Top Banks and NBFCs
HDFC Bank
Up to ₹40L
10.85% - 24%
Upto 6 Years
₹6,500
Axis Bank
Up to ₹10L
11.25% - 22%
Upto 5 Years
Upto 2%
Kotak Mahindra Bank
Up to ₹40L
10.99% - 36%
Upto 6 Years
Upto 3%
IDFC First Bank
Up to ₹10L
10.99% - 23.99%
Upto 5 Years
Upto 2%
ICICI Bank
Up to ₹50L
10.85% - 16.25%
1-6 Years
Upto 2%
*Applicable for selected customers
Credit Saison Personal Loan Fees and Charges
Processing charges
Credit Saison India charges a processing fee of up to 5% of the loan amount.
Foreclosure charges
Credit Saison India does not charge any foreclosure fee on its personal loan.
Types of Credit Saison Personal Loan
Loans for Salaried
- Purpose: It is an instant personal loan for salaried employees for various purposes such as home renovation, higher education, debt management, used car purchase and travel.
- Amount: Up to Rs 2 lakh
- Tenure: Up to 5 years
Marriage Loan
- Purpose: Borrowers can avail marriage loans to pay for their wedding-related expenses.
- Amount: Up to Rs 2 lakh
- Tenure: Up to 5 years
Medical Loan
- Purpose: Borrowers can avail medical loans to pay for expenses related to medical emergencies such as hospital bills and medicine costs.
- Amount: Up to Rs 2 lakh
- Tenure: Up to 5 years
Eligibility Criteria of Credit Saison Personal Loan
- Salaried individuals
- Minimum income should be Rs 18,000
- Android mobile phone
- Minimum CIBIL score should be 700
- Age should be between 21 years and 60 years
Credit Saison Personal Loan Documents Required
- PAN Card number
- Aadhaar Card number