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DBS Bank Personal Loan Highlights |
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| Interest Rate | 10.99% to 30% p.a. |
| Loan Amount | Up to Rs 15 lakh |
| Tenure | 1 – 5 years |
| Minimum Monthly Salary | Rs 25,001 per month |
| Processing Fee | Up to 3% + GST |
Note: Interest rates as of 25th November 2024
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Table of Contents
DBS Bank Personal Loan Interest Rate
DBS Bank personal loan interest rate range from 10.99% to 30% p.a. The final rate of interest offered to an applicant would depend on the his/her credit profile and will be displayed during the application journey.
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Compare DBS Bank Personal Loan VS Other Lenders
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | 12.00% - 40.00% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.99% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
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DBS Bank Personal Loan Fees and Charges
| Processing Fee | Up to 3% of the loan amount + GST ( Not refundable) | |
| Foreclosure charges, if applicable | Foreclosure is allowed only after the completion of 6 months from date of loan disbursement. | |
| Loan Tenure | Foreclosure Charges + GST as applicable | |
| 7-12 months | 4.50% | |
| 13-24 months | 4.50% | |
| 25-36 months | 2.50% | |
| >36 months | 2.00% | |
| Loan Cancellation Charges | Loan cancellation is allowed only during the free look period of 3 days from the date of loan disbursal of the loan. The loan cancellation is not allowed after the completion of free look period. No additional charges are levied for loan cancellation. | |
| Dishonour of Standing Instruction | Rs. 600/- per instance + GST | |
| Penal Charges | 3% p.a. on the overdue EMI will be charged for the defaulted period and the same is payable on EMI due date.
Overdue EMI = Principal + Interest |
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EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Eligibility Criteria for DBS Bank Personal Loan
- The applicant should be an Indian Citizen
- The applicant should be age between 21 and 60 years
- The applicant can be a salaried professional or a self-employed individual
- The minimum monthly income of the applicant should be Rs 25,000 or above
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