DCB Bank Personal Loan EMI Calculator will help you to find out your Personal Loan EMI and interest cost based on your loan amount, tenure and interest rate. It will help you to choose your loan amount and loan tenure based on your repayment capacity.
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Personal Loan at Attractive Interest Rates Apply Now
Personal Loan Interest Rate Comparison of different Banks
Banks/NBFCs | Interest Rates(p.a.) | |
HDFC Bank | 10.85% onwards | Apply Now |
Axis Bank | 11.25% onwards | Apply Now |
Kotak Mahindra Bank | 10.99% onwards | Apply Now |
ICICI Bank | 10.85% onwards | Apply Now |
Have a look at the following table to understand how the eligibility calculator works:
Loan Amount | Rate of Interest | Loan Tenure | EMI |
Rs. 1,02,000 | 11.62% | 12 months | Rs. 9,044 |
Rs. 1,57,000 | 11.62% | 15 months | Rs. 11,296 |
Rs. 2,49,000 | 11.75% | 19 months | Rs. 14,425 |
Rs. 3,59,000 | 12% | 25 months | Rs. 16,301 |
Rs. 4,69,000 | 12.12% | 30 months | Rs. 18,200 |
Rs. 5,78,000 | 12.25% | 33 months | Rs. 20,719 |
Rs. 6,60,000 | Rs. 12.5% | 45 months | Rs. 18,446 |
Benefits of Using EMI Calculator
- It is much easier to calculate your EMIs using a personal loan EMI Calculator as all you need to do is to scroll the bar to the preferred loan amount, tenure and interest rate to know your EMI
- Calculating the EMIs manually is a time consuming process, but the online EMI calculator calculates it for you within a few seconds
- The EMI calculator uses a formula and tells you the exact EMI, while a manual calculation may go wrong
FAQs
Q. What is the tenure offered by DCB Bank for a personal loan?
Ans. DCB Bank offers you flexible tenure ranging between 12 to 60 months.
Q. What are the different choices given by the bank for EMI installments?
Ans. You have the option to repay the loan by standing instruction (SI) or electronic clearing service (ECS) or postdated cheque.
Q. How quickly would I be able to get DCB Bank personal loan?
Ans. Once approved, the bank usually takes 3 to 4 business days to disburse the loan amount in your account.
Q. Can I pre-close DCB Bank personal loan?
Ans. Yes, you can pre-close DCB personal loan after you have paid the 12th EMI. The foreclosure charge is 5%, in addition to the applicable GST.