DCB Bank Personal Loan can be availed to finance various personal needs like marriage, vacation, home renovation, medical emergency, etc. At DCB Bank, you can opt for a loan starting from Rs. 1 lakh to Rs. 5 lakh with minimum documentation and quick processing. The bank offers you complete flexibility when it comes to repaying the loan amount and provides you a tenure ranging from 12 to 60 months.
How to Check Status of DCB Bank Personal Loan?
Online Process:
- Click here
- Login to the internet banking using your credentials
- Know the status of your personal loan
Offline Process:
- If you are an Indian resident, you can call on 1800 123 5363 / 1800 209 5363
- If you are NRI, you can call on 1800 123 5363 / 1800 209 5363
- You can visit the nearest branch of the bank
How to Apply for DCB Bank Personal Loan?
Online Process:
If you want to apply for DCB Bank personal loan online, you can apply through Paisabazaar.com, which is India’s number 1 financial platform. Paisabazaar allows you to apply for a loan from the comfort of your home or office. The process is simple and involves just a few steps.
- Go to Paisabazaar.com
- Fill a form
- Fill your basic information
- Click on ‘Proceed’
Offline Process:
- If you are an Indian resident, you can call on 1800 123 5363 / 1800 209 5363
- If you are NRI, you can call on 1800 123 5363 / 1800 209 5363
- You can visit the nearest branch of the bank
FAQs
Q. What is the processing fee of DCB Bank personal loan?
Ans. The processing fee is 2% along with GST of the loan amount.
Q. How can I repay the loan amount?
Ans. You can repay the loan amount via Electronic Clearance System, Post Dated Cheque and Standing instruction/NACH.
Q. Can I pre-close DCB Bank personal loan?
Ans. Yes, you can pre-close DCB personal loan after you have paid the 12th EMI. The foreclosure charge is 5%, in addition to the applicable GST.
Q. Is there a processing fee on DCB Bank personal loan?
Ans. Yes, there is a processing fee of 2% + GST of the loan amount.
Q. What is the eligibility criterion to avail DCB Bank personal loan?
Ans. All the salaried individuals including the employees of private/public limited companies, multinational corporations, government employee, reputed partnership firms and other concerns receiving a regular salary can avail this loan.