10 Best Airport Lounge Access Debit Cards in India January 2025
| Debit Card | Annual Fee | Lounge Access |
| HDFC Bank Millennia Debit Card | Nil | 4 complimentary domestic airport lounge access annually |
| HDFC EasyShop Platinum Debit Card | Nil | 2 complimentary domestic lounge access per quarter |
| SBI Platinum International Debit Card | Rs. 250 | Complimentary airport lounge access subject to change by the network provider |
| Axis Bank Prestige Debit Card | Rs. 500 | 1 complimentary domestic lounge access per quarter |
| YES Prosperity Platinum Debit Card | Rs. 599 | 1 complimentary domestic lounge access per quarter |
| ICICI Bank Coral Paywave Contactless Debit Card | Rs. 599 | 2 complimentary domestic lounge access per quarter |
| Axis Priority Debit Card | Rs. 750 | Lounge access at select airports in India |
| Kotak Privy League Signature Debit Card | Rs. 750 | 1 complimentary domestic lounge access per quarter |
| ICICI Bank Sapphiro Debit Card | Rs. 1,499 | 4 complimentary domestic lounge access per quarter |
| IDFC First Bank Visa Signature Debit Card | Communicated at the time of sourcing | 1 complimentary domestic lounge access per quarter |
Best Credit Cards for Airport Lounge Access | Check Eligibility for Similar Cards
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HDFC Bank Millennia Debit Card
HDFC Millennia Debit Card comes with a higher ATM withdrawal limit along with other benefits like reward points, complimentary lounge access, insurance coverage and more. You can apply for this debit card if you have a savings or current account with HDFC Bank and want to avail rewards for your transactions. Below mentioned are some of the major features and benefits of this debit card:
Annual Fee: Nil
Lounge Access Benefits:
- 4 complimentary domestic airport lounge access every year
- You can earn a maximum of one airport lounge access every quarter
Other Benefits:
- 5% CashBack points on shopping via PayZapp and SmartBuy
- 5% CashBack points on all online spends
- 1% CashBack points on all offline spends and wallet reloads
- Accidental insurance cover of up to Rs. 10 lakh
- Accelerated personal accident death cover of up to Rs. 10 lakh
Suggested read: Best HDFC Bank Debit Cards | Check Eligibility for Similar Cards
HDFC EasyShop Platinum Debit Card
HDFC EasyShop Platinum Debit Card lets you earn reward points every time you use your card. This debit card offers a host of benefits like fuel surcharge waiver, insurance benefits, lounge access along with a higher cash withdrawal limit. You can easily apply for this debit card by visiting the nearest branch or official website of HDFC Bank. Some of the key features & benefits of this debit card are listed below:
Annual Fee: Nil
Lounge Access Benefits:
- 2 complimentary lounge access per calendar quarter at airports across India
Other Benefits:
- 1 CashBack point on every Rs. 100 spent on telecom & utility categories
- 1 CashBack point on every Rs. 200 spent on groceries & supermarket, restaurant & apparels and entertainment categories
- Up to 5% cashback on your transactions via PayZapp & SmartBuy
- Death cover by air/ road/ rail – Sum insured up to Rs. 12 lakh
Suggested read: Best Credit Cards for Shopping | Check Eligibility for Similar Cards
SBI Platinum International Debit Card
SBI Platinum International Debit Card lets you earn reward points on every transaction along with complimentary lounge access and other benefits like activation and birthday bonus. It is must to have a savings or current account with the SBI Bank to avail this debit card. This is a highly suitable option if you are looking for a debit card that comes with a higher spending limit and offers additional benefits. Below mentioned are the benefits offered by this card:
Annual Fee: Rs. 250
Lounge Access Benefits:
- Complimentary domestic airport lounge access subject to change by the network providers
Other Benefits:
- 2 SBI Rewardz points for every Rs. 200 spent on shopping, dining, fuel, travel booking or online payment
- Activation benefit of 200 bonus points on the first three purchase transactions
- All rewards earned in your birthday month get doubled
- Daily ATM withdrawal limit of up to Rs. 1 lakh
- Daily transaction limit of up to Rs. 2 lakh
Suggested read: Best Credit Cards for International Use | Check Eligibility for Similar Cards
Axis Bank Prestige Debit Card
Axis Bank Prestige Debit Card is a cashback card that offers a cashback of up to 3% on your transactions. Besides cashback, this debit card is loaded with other benefits like free movie tickets, complimentary lounge access, reward points and dining discount among others. This debit card is the right choice if you frequently travel and shop as it offers higher benefits on these two categories. Below mentioned are a few details about this debit card:
Annual Fee: Rs. 500
Lounge Access Benefits:
- 1 complimentary lounge access per quarter to domestic lounges across the country
- This is applicable only for Prestige Salary Account customers
Other Benefits:
- 3% cashback on your travel bookings
- 2% cashback on shopping at select merchants
- Complimentary movie ticket on your bookings via INOX
- 2 reward points for every Rs. 200 spent via this card
- Up to 20% off on dining at partner restaurants
Suggested read: Best Cashback Credit Cards | Check Eligibility for Similar Cards
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YES Prosperity Platinum Debit Card
With this YES Bank Debit Card, you can avail unlimited free transactions from any ATM within the country. You can also avail benefits on numerous categories, such as dining, travel, entertainment, shopping, etc. You can apply for this debit card if you have an account with the YES Bank and want to avail benefits on the mentioned categories. Here are some of the key features and benefits of this card:
Annual Fee: Rs. 599
Lounge Access Benefits:
- 1 complimentary lounge access to domestic airport lounges every quarter
Other Benefits:
- Discount of up to Rs. 200 on booking movie tickets via BookMyShow
- Exclusive offers on categories like dining, travel, entertainment and more
- Fuel surcharge waiver on your transactions at any petrol pump in India
- Exclusive welcome offer of up to Rs. 10,000 on this debit card
Suggested read: Best Credit Cards for Dining | Check Eligibility for Similar Cards
ICICI Bank Coral Paywave Contactless Debit Card
ICICI Bank Coral Paywave Contactless Debit Card offers a host of benefits like complimentary lounge access, higher ATM withdrawal limit, reward points, discount on movie ticket bookings and much more. It is mandatory to have a savings or current account with the bank to avail this ICICI Debit Card. Here are some of the major features and benefits of this debit card:
Annual Fee: Rs. 599
Lounge Access Benefits:
- 2 complimentary access to airport lounges per quarter across India
- From the third quarter onwards, this offer is available only if you have at least spent Rs. 3,000 in the previous calendar quarter
Other Benefits:
- Welcome benefits in the form of gift vouchers worth Rs. 1,200
- 2 reward points on every Rs. 200 spent domestically
- 4 reward points on every Rs. 200 spent internationally
- 25% off up to Rs. 100 once every month on purchase of minimum 2 tickets via BookMyShow
- 25% off up to Rs. 50 twice every month on purchase of minimum 2 tickets (Applicable on INOX)
Suggested read: Best Credit Cards for Movie Ticket Bookings | Check Eligibility for Similar Cards
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Axis Bank Priority Debit Card
This Axis Bank Debit Card offers multiple benefits like contactless transactions, higher cash transaction limit, discount on movie ticket bookings and much more. Additionally, this credit card also lets you enjoy airport lounge access every year. You can also earn Axis EDGE REWARDS on every transaction and later redeem them as per your requirements. Some of the major features and benefits of this debit card are listed below:
Annual Fee: Rs. 750 (Nil for Priority customers)
Lounge Access Benefits:
- Complimentary lounge access at select airports across the country
Other Benefits:
- 1 reward point for every Rs. 200 spent domestically
- 2 reward points for every Rs. 200 spent internationally
- 25% discount on booking movie tickets via BookMyShow
- 1,000 reward points on activating your card at online or offline purchase within 30 days of card issuance
- Minimum 20% off on dining at partner restaurants in India
Suggested read: Best Credit Cards for Reward Points | Check Eligibility for Similar Cards
Kotak Privy League Signature Debit Card
This Kotak Debit Card is offered only to Privy League Optima and Insignia Customers. If you are one of them and are looking for a debit card that offers benefits on categories like travel, lifestyle, dining and fitness, this can be the right option for you. This debit card comes with Priority Pass access that gives you access to airport lounges across the world. Some of the key features and benefits of this debit card are listed below:
Annual Fee: Rs. 750
Lounge Access Benefits:
- 1 free access to domestic lounges every quarter
- You can apply for Priority Pass program that gives access to over 1,000 VIP lounges worldwide
Other Benefits:
- Fuel surcharge waiver of 2.5% across all petrol pumps in India
- Exclusive offers & discounts at merchants on categories like lifestyle, travel, dining, health & fitness
- Exclusive concierge services 24×7 for your lifestyle needs
- Air accident insurance of up to Rs. 1 crore
Suggested read: Best Credit Cards in India | Check Eligibility for Similar Cards
ICICI Bank Sapphiro Debit Card
ICICI Bank Sapphiro Debit Card is a premium debit card that offers benefits across multiple categories like movie ticket bookings, travel, fuel and much more. Besides this, you can also earn reward points every time you swipe your card. You can later redeem these reward points against numerous categories as per your requirement. Below mentioned are some of the key features and benefits of this debit card:
Annual Fee: Rs. 1,499
Lounge Access Benefits:
- 4 complimentary access to airport lounges per quarter across India
- From the third quarter onwards, this offer is available only on spending at least Rs. 5,000 in the previous calendar quarter
Other Benefits:
- 4 reward points on every Rs. 200 spent domestically
- 8 reward points on every Rs. 200 spent internationally
- 25% discount on booking movie tickets via BookMyShow
- 25% discount on movie tickets purchased at INOX movies multiplexes
- Fuel surcharge waiver on your fuel transactions at multiple fuel stations across the country
Suggested read: Best Premium Credit Cards in India | Check Eligibility for Similar Cards
IDFC First Bank Visa Signature Debit Card
IDFC First Bank Visa Signature Debit Card offers benefits like enhances cash withdrawal limits, cashback on your transactions, complimentary lounge access and more. You can apply for this debit card if you have a savings or current account with IDFC First Bank. Also, this card comes with a pre-set limit and you get notified whenever you exceed your limit. Below mentioned are the major benefits of this debit card:
Annual Fee: Communicated at the time of sourcing
Lounge Access Benefits:
- 1 Complimentary domestic lounge access every quarter at select airport lounges in India
Click here for the details regarding airport lounge access.
Other Benefits:
- Exclusive offers on categories like food & beverages, fitness, lifestyle and more
- Air accident insurance of up to Rs. 1 crore
- Daily purchase limit of up to Rs. 6 lakh
- Daily ATM withdrawal limit of up to Rs. 2 lakh
Suggested read: Best IDFC Bank Credit Cards | Check Eligibility for Similar Cards
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There is no doubt that debit cards can be beneficial in terms of lounge access, but there are a few things that you should keep in mind: