International Debit Cards

The key features that you can avail while using the SBI Global International Debit Card are as follows:

• Globally accepted for online transactions as well as cash withdrawals 
• Activation bonus of 200 points on first 3 transactions within the first month
• 2 SBI reward points per Rs. 200 spent online, on shopping, dine out, fuel, and travel
• 2X points on all purchases made during your birthday month

Features of SBI Platinum International Debit Card are as follows:

• Globally accepted at all POS and ATM for online transactions and cash withdrawals
• 200 bonus reward points on the first three purchase transactions
• 2 reward points for every Rs. 200 spent on  shopping, dining, fuel, travel, or online transactions
• Double rewards on birthday month

Features associated with InterMiles HDFC Bank Signature Credit Card are as follows:

• Bonus 500 InterMiles as a welcome benefit
• Flat discounts on flight and hotel bookings done via InterMiles website (welcome and renewal benefit)
• Complimentary InterMiles Red Tier membership
• 5 InterMiles on every Rs. 150 spent on Ethihad flights booked on InterMiles website/App
• 4 InterMiles on every Rs. 150 spent on International spends, domestic flights or hotels booked via InterMiles website/app
• 2 InterMiles on every Rs. 150 spent on all domestic hotel, air, travel, utility, apparels and restaurants
• 1 InterMiles on every Rs. 150 spent on all domestic shopping and online merchants for rest of the categories (except Jewellery, Business Services and Fuel)
• Accelerated Personal Accidental Death Cover of upto Rs. 25 lacs
• 2 complimentary lounge access per calendar quarter.

The benefits offered by this Axis bank debit card are listed below:

• Free ATM cash withdrawal in India and abroad
• Buy one get one offer on BookMyShow
• Dining discounts via Axis Bank Dining Delights Program with EazyDiner
• Personal accident insurance cover of Rs. 15 Lakh, Air accident insurance cover of Rs. 1 Lakh
• 3 complimentary lounge visits per quarter
• 2 reward points on every Rs. 200 spent domestically and 6 reward points on every Rs. 200 spent internationally

ICICI Bank Sapphiro International Debit Card offers several features and benefits suitable for international travel, listed as follows:

• 25% discount on movie tickets booked through BookMyShow
• 25% discount on movie tickets purchased at INOX Movies multiplexes
• 4 Complimentary airport lounge access per quarter
• Earn 4 ICICI Bank Reward Points on domestic and 8 ICICI Bank Reward Points on international transactions on every ₹200 spent using your ICICI Bank Sapphiro Debit Card.

Niyo Global Debit Card is a travel credit card with benefits inclined towards forex markup, lounge access, etc. The features of this card are as follows:

• Zero forex markup fee
• Free international airport lounge access in India
• Globally accepted in 100+ countries in 150+ currencies

Many debit cards are accepted globally and can be used for international transactions. However, to make your international transactions more rewarding and to increase your savings, you must choose the card which offers more comprehensive international benefits. To do so, you must keep in mind the following aspects while getting your next card for international use:

• Zero or low foreign exchange mark-up charges
• Acceptance at foreign outlets for both online and offline transactions
• Accelerated rewards on international spends
• Complimentary domestic and international lounge access at airports across India as well as other countries
• Discounts on flight and hotel bookings
• Higher card usage limits for cash withdrawal and other spends

Credit cards offer a wider range of rewards and benefits as compared to debit cards on international spends and travel. Given below are some of the best international credit cards with their annual fee and key features: 

Which debit card can be used internationally?
You can use your debit card internationally if the card comes equipped with the feature of global acceptance. If you are someone who frequently travels internationally, you can apply for one such card, like SBI Global International Debit Card, HDFC InterMiles Signature Credit Card, etc. Additionally, you will be required to enable the international transaction on your debit card, via logging into the net banking portal or mobile banking app.

Which international debit card is best?
There are a number of international debit cards available from top card providers. However, choosing the best card amongst these must be based on your requirements and what suits you best. For instance, if you want a card with incremental rewards on international spends, you can consider getting an ICICI Bank Sapphiro International Debit Card. However, if you want a debit card with privileges across lounge access, you can get the Axis Bank Burgundy Debit Card.

Which bank in India gives International debit cards?
A number of banks offer debit cards equipped with features suitable for international travel, such as global acceptance at POS and ATMs, lounge access, travel insurance covers, and low forex markup fee. Some of the top lenders offering such cards are SBI, Axis Bank, SBM Bank, HDFC Bank, etc.