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Niyo Global Card – Forex Card by SBM Bank

Home Debit Card Niyo Global Card – Forex Card by SBM Bank

Niyo Global card is a Visa Signature debit card offered by SBM bank in association with Niyo. This card offers travel benefits with zero forex mark-up. It is offered only to those who have a Niyo Global savings account which comes with the benefits of high interest rates of up to 5% on your savings. Read on to know more about the Niyo Global card.

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Updated: 13-11-2024 07:45:05 AM

This Niyo forex card is offered as both virtual as well as physical debit card. However, the virtual card only allows you to make online transactions. Given below are some other key features and benefits of this Niyo debit card:

Key Highlights of Niyo Global Card
Niyo Global Card
Offered by Niyo Global in association with SBM Bank

Also Check: Top SBM Bank Credit Cards
Card Type Visa Signature Debit Card
Eligibility Niyo Global savings account holder
Annual Fee Nil
Key Feature Zero forex mark-up with travel benefits
Types of Transactions ATM, POS and Online
Accepted at Globally in 150+ countries

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Note: This card is not available on Paisabazaar.com. Content on this page is for information purpose only. To express interest in this card, please visit SBM Bank’s website.

Features and Benefits of Niyo Global Card
Eligibility Criteria & Documents Required for Niyo Global Card
Fees and Charges on Niyo Global Card
How to Apply for Niyo Global Card
Transaction Limits on Niyo Global Card
FAQs

Features and Benefits of Niyo Global Card

The Niyo Global debit card offers its users the following benefits and features:

  • High Interest on Savings: The Niyo Global cardholders can get up to 5% interest per annum on their savings with the facility of monthly interest payouts. 
  • Zero Forex Mark-up: The Niyo Global forex cardholders are not charged with any foreign currency exchange fee on making international payments. You only have to pay the applicable Visa exchange rate on your international transactions.

If you wish to get another card with zero forex charges, but with better benefits and returns, you can go for RBL World Safari Credit Card.

  • Travel Benefits: You can get exclusive travel offers with complimentary Visa airport lounge access at both domestic as well as international terminals in India by using this travel card.

Suggested Read: Best Credit Cards for Airport Lounge Access

  • Integrated Smart App: The Global Niyo debit card comes with access to a smart app using which you can locate the nearest ATM anywhere in the world, track real-time currency exchange rates and get 24×7 live customer chat support.

Looking for better travel offers on your card?

Why don’t you check out the Best Credit Cards for International Use to get better rewards on your spends, lounge access, travel discounts on flight and hotel bookings, and many other travel benefits.

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Eligibility Criteria & Documents Required for Niyo Global Card

You need to satisfy the following criteria after which you will be eligible to submit the instant Niyo forex card application:

  • Eligibility Criteria: Indian national with Niyo Global savings account
  • Documents Required: PAN card, Aadhaar card number and Indian passport

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Fees and Charges on Niyo Global Card

The fees and charges applicable on this debit card are as follows:

Fees and Charges Details
Joining Fee Nil
Annual Fee Nil
Forex Mark-up Nil
Account loading Nil
International ATM transaction fee Rs. 100 + GST
International POS & ecom transactions over Rs. 7 lakh in a given financial year 5% as TCS on the incremental amount exceeding Rs. 7 lakh

Click here for detailed schedule of charges applicable on Niyo Global card by SBM bank.

Note: This card does not charge any forex fee, however standard Visa exchange rates still apply on international transactions.

To avoid paying additional fees and charges, get yourself a Zero-Annual Fee Credit Card.

Click here to Apply!

How to Apply for Niyo Global Card

You can apply for this card only if you have a Niyo Global account which can be opened digitally. The steps to open your digital savings account and subsequently get your Niyo Global card are as follows:

Step 1: Download the Niyo Global app.

Step 2: Complete the KYC using your PAN card, Aadhaar card and Indian passport to open your account.

Step 3: A virtual Niyo Global card is provided once the account opens which can be used for online transactions.

Step 4: To get the physical card, maintain a balance of Rs. 5,000 in the account and place the card order.

Step 5: You will receive the card within 5 to 10 days after the order placement.

Transaction Limits on Niyo Global Card

Both debit and credit cards have certain limits on different types of transactions that can be made using them. 

Category Limits Per Transaction
ATM Rs. 1 lakh
POS and ECOM Rs. 7.5 lakh
Fund Transfer Within Cooling Period (30 mins) Rs. 25,000
Fund Transfer Outside Cooling Period Rs. 5 lakh

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FAQs

Q. What is Niyo Global card?
A. Niyo global card is a Visa Signature debit card which comes in 2 variants- virtual as well as physical. The virtual card is issued within the app and can be used for online transactions. You can place a request for the physical card on depositing Rs. 5,000 in your savings account to avail extensive card benefits as discussed above. 

Q. How do I contact the Niyo Global card customer care?
A. You can avail the services of the 24×7 customer care for your Niyo Global card by either calling on the number 1800 1033 817 or by sending an email at customercare@sbmbank.co.in

Q. Can I use my Niyo Global card to withdraw cash abroad?
A. Yes, you can use your Niyo Global card to withdraw cash from any ATM in India as well as abroad. The Niyo card functions across the Visa network and its in-app ATM locator also helps you to search for the nearest ATM.

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