What is CVV in Debit Card?

The purpose of CVV number in ATM card or in other cards is to verify whether the transaction is initiated by the cardholder or not. You are required to enter the CVV number in order to complete any online transaction. Apart from this, it also provides security to your transactions as only people who have a debit card can complete the transaction. It acts as an added layer of security and protects you against any fraud.

There are two components of a CVV number in debit card, which are mentioned below:

Magnetic Strip: The magnetic strip covers the first part of the CVV number. It contains unique data about your card and whenever your card is swiped at the magnetic reader machine, the information is read on it. This information is unique for every card and hence need not be shared with anyone.

Three-digit Code: After covering most of the digits through the magnetic strip, the three visible digits are required to complete a transaction online. You are not required to enter the CVV for offline transactions as the data is read by the POS machine during swiping.

Q. Do I need to enter CVV number for offline transactions?
No, you are not required to enter the CVV number for offline transactions. This is because when you swipe your card at the POS machine, the machine reads the data from the magnetic strip along with your debit card number, expiry date and CVV. In such cases, you are only required to enter the OTP/PIN to complete a transaction.

Q. Is CVV 3 digits or 4?
CVV code or the ‘Card Verification Value number’ is three digits in most cases. The number adds extra security when a debit or credit card is used for transactions. 

Q.How do I find my CVV number online?
You can find the CVV number on the back of your debit or credit card. In case you want to see your CVV number online, you can check your virtual debit card, available on the mobile banking app or your net banking portal.

Q. What does CVV stand for?
CVV stands for Card Verification Value. The CVV number is also called a Card Security Code (CSC) or Card Identification Number (CIN).

Q. What is a CVV number & is it safe to give out your CVV?
A CVV number is a unique three-digit identification number for your debit and credit cards. The number is required to complete online transactions, thus, must be declared only on authentic payment platforms. Other than that, it is advisable that you do not declare your CVV code to unidentified payment gateways or agents. 

Q. How do I find the CVV number?
You can find the CVV number on the back side of your credit or debit card. Click here to identify CVV in a debit card or credit card.

Q. Is CVV number or PIN for debit card is same?
No, the CVV number in debit card is printed on its back side, whereas, the PIN is sent to your registered mobile number like an OTP. However, both of these are used to verify and complete the transaction and provide security.

Q. Can CVV number on the debit card be of four digits?
In most of cases, the CVV number is a three-digit number that is printed on the back side of your debit card. This number is unique for every debit or credit card. It could be four digits as well, in some very rare cases.

Q. Can I generate the CVV number for my debit card?
No, CVV number is allocated and generated by the card provider. It is generated based on your debit/credit card number, card’s expiry date, service code and other factors. The CVV number is also known as Card Security Number (CSN) as it provides security for your online transactions.