How to use Paisabazaar’s FD Calculator
- Enter IndusInd Bank FD rates, FD amount and tenure in the calculator.
- Click on ‘Calculate’.
- The calculator reflects the principal amount, FD interest amount and maturity value instantly.
IndusInd Bank FD Interest Rates
IndusInd Bank FD Interest Rates for Domestic/NRO/NRE Deposits of less than Rs 3 crore w.e.f. 7th October 2024
| Tenure | Regular Citizens (% p.a.) | Senior Citizens (% p.a.) |
| 7 days to 14 days | 3.50 | 4.00 |
| 15 days to 30 days | 3.50 | 4.00 |
| 31 days to 45 days | 3.75 | 4.25 |
| 46 days to 60 days | 4.75 | 5.25 |
| 61 days to 90 days | 4.75 | 5.25 |
| 91 days to 120 days | 4.75 | 5.25 |
| 121 days to 180 days | 5.00 | 5.50 |
| 181 days to 210 days | 5.85 | 6.35 |
| 211 days to 269 days | 6.10 | 6.60 |
| 270 days to 354 days | 6.35 | 6.85 |
| 355 days to 364 days | 6.50 | 7.00 |
| 1 year to below 1 year 3 months | 7.75 | 8.25 |
| 1 year 3 months to below 1 year 4 months (15 months to 16 months) | 7.75 | 8.25 |
| 1 year 4 months to below 1 year 6 months | 7.75 | 8.25 |
| 1 year 6 months to 2 years | 7.75 | 8.25 |
| Above 2 years to below 2 years 6 months | 7.25 | 7.75 |
| 2 years 6 months to below 2 years 7 months (30 months to 31 months) | 7.25 | 7.75 |
| 2 years 7 months to 3 years 3 months | 7.25 | 7.75 |
| Above 3 years 3 months to below 61 months | 7.25 | 7.75 |
| 61 months and above | 7.00 | 7.50 |
Note: Additional Senior citizens interest rates will not be applicable for NRE/NRO Fixed Deposits.
The maturity value depends on the amount, IndusInd Bank FD rates, tenure and the type of FD opted for, i.e., cumulative or on-cumulative FD.
Under Cumulative FD, interest is compounded quarterly and simple interest is paid on maturity for tenures between 7 days to 61 months and above.
Under Non-cumulative FD, interest can be paid monthly, quarterly, half-yearly or annually as per the depositors’ requirements.
Interest rates as of 11th November 2024.
Also Know: Types of FD
