Depositors can use Shriram Finance FD Calculator to calculate the interest earned and maturity value for various tenures and FD amounts. The fixed deposit calculator considers the principal amount, FD interest rate and tenure to calculate the maturity and interest amount.
Shriram Finance Fixed Deposit Calculator
How to use Paisabazaar’s FD Calculator
- Enter the fixed deposit amount, tenure and FD interest rate
- Click on ‘Calculate’
- The principal amount, maturity amount and the interest earned will be reflected instantly
Shriram Finance FD Interest Rates – 2025
FD Interest Rates on Retail deposits (cumulative) w.e.f. 9th April 2024
| Tenure | Interest Rates (% p.a. at monthly rests) | |
| Regular Citizens | Senior Citizens | |
| 12 months | 7.59 | 8.09 |
| 15 months (Digital Only) | 7.87 | – |
| 18 months | 7.73 | 8.23 |
| 24 months | 7.87 | 8.37 |
| 30 months | 8.05 | 8.55 |
| 36 months | 8.38 | 8.88 |
| 42 months | 8.42 | 8.92 |
| 50 months (Jubilee) | 8.47 | 8.97 |
| 60 months | 8.47 | 8.97 |
Notes:
- Additional interest of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal)
- Additional interest of 0.10%* p.a. will be paid to Women Depositors
Interest rates updated as on 23 January 2025
Comparison of Top 20 Scheduled Banks based on FD Rates
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| Unity Small Finance Bank | 9.00 | 7.85 | 8.15 | 8.15 | 0.50 |
| North East Small Finance Bank | 9.00 | 7.00 | 9.00 | 6.25 | 0.50 |
| Shivalik Small Finance Bank | 8.80 | 6.00 | 7.50 | 6.50 | 0.50 |
| Suryoday Small Finance Bank | 8.60 | 8.25 | 8.25 | 8.60 | 0.50 |
| Utkarsh Small Finance Bank | 8.50 | 8.00 | 8.50 | 7.75 | 0.60 |
| ESAF Small Finance Bank | 8.38 | 6.00 | 6.75 | 6.25 | 0.50 |
| Jana Small Finance Bank | 8.25 | 8.25 | 8.25 | 8.20 | 0.50 |
| Ujjivan Small Finance Bank | 8.25 | 8.25 | 7.20 | 7.20 | 0.50 |
| Equitas Small Finance Bank | 8.25 | 8.10 | 8.00 | 7.25 | 0.50-0.75 |
| SBM Bank | 8.25 | 7.05 | 7.30 | 7.75 | 0.50 |
| AU Small Finance Bank | 8.10 | 7.25 | 7.50 | 7.25 | 0.50 |
| DCB Bank | 8.05 | 7.10 | 8.05 | 8.05 | 0.50 |
| Bandhan Bank | 8.05 | 8.05 | 7.25 | 5.85 | 0.50-0.75 |
| RBL Bank | 8.00 | 7.50 | 7.50 | 7.10 | 0.50 |
| Induslnd Bank | 7.99 | 7.75 | 7.25 | 7.25 | 0.50 |
| IDFC First Bank | 7.90 | 6.50 | 6.80 | 6.75 | 0.50 |
| YES Bank | 7.75 | 7.25 | 7.25 | 7.25 | 0.50-0.75 |
| Central Bank of India | 7.50 | 6.85 | 7.00 | 6.75 | 0.50 |
| Punjab & Sind Bank | 7.45 | 6.30 | 6.00 | 6.00 | 6.00 |
| HDFC Bank | 7.40 | 6.60 | 7.00 | 7.00 | 0.50 |
The rates are updated as of 25th November 2024
Benefits of Using Shriram Finance FD Calculator
Time Saving
Manual calculations are laborious and error prone. Shriram Finance FD Calculator is automated, hence, it saves times and reduce the chances of mistakes.
Free of Cost
Shriram Finance FD Calculator involves no cost. Therefore, depositors can use it to compare and analyse returns for various combinations of FD interest rates, FD tenure and principal amount.
Know Your Returns in Advance
Depositors can get a rough idea of their earnings through Shriram Finance FD Calculator even before opening FD account. Thus, they can make informed financial decisions considering their liquidity and cash flow requirements.