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Federal Bank Credit Card

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Federal Bank offers a variety of credit cards under multiple categories, such as travel, lifestyle, shopping and more. With the right Federal Bank Credit Card, you can maximise your savings through benefits like reward points, cashback or discount offers. You can apply for a credit card that suits your needs the best as per your spending pattern and repayment capacity. Check some of the top credit cards offered by Federal Bank and apply for the one after analysing all the features and benefits.

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Updated: 20-08-2024 09:29:26 AM

Disclaimer: Federal Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Federal Bank. No credit card offers/services from Federal Bank are being provided by Paisabazaar. For further information about Federal Bank credit cards, users are required to reach out directly to Federal Bank.

Top Federal Bank Credit Cards

Federal Bank offers credit cards for anyone who is looking for a credit card with regular benefits and a simple rewards program. These credit cards let their users shop and save at the same time through cashback or rewards. You can apply for any of the credit cards based on your eligibility and needs. Here are some of the top Federal Bank credit cards for your perusal:

Federal Bank Scapia Credit Card

scapia-credit-card
3.5/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

Up to 20% Scapia coins on your spends

Zero forex mark-up fee with unlimited access to domestic airport lounges

Travel
Check Eligibility

Product Details

  • Zero forex mark-up fee
  • Unlimited domestic airport lounge access on spending min. Rs. 5,000 every month
  • 10% Scapia coins on online & offline purchases, where 5 Scapia coins = Rs. 1
  • 20% Scapia coins on travel bookings made on Scapia app
  • Lifetime free credit card
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Federal Bank Celesta Credit Card

visa-celesta-credit-card
3.5/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

Up to 16 complimentary domestic lounge visits per year

3x rewards on travel and international spends

Travel
Reward Points
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Product Details

  • 2x rewards on dining spends and 1x rewards on other spends
  • Buy 1 Get 1 offer on INOX movie tickets, once a month
  • 2 international airport lounge visits per year; 2% forex mark-up fee
  • Rs. 600 Amazon Pay e-voucher on spending Rs. 10,000 within the first 30 days of joining
  • MasterCard Wellness Pass on reaching Rs. 75,000 quarterly spends and other Visa/Mastercard network offers
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Federal Bank Signet Credit Card

federal-bank-visa-signet-credit-card
3/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

3x rewards on electronics and apparel purchases

Up to 4 complimentary domestic airport lounge visits

Reward Points
Check Eligibility

Product Details

  • 2x rewards on entertainment spends and 1x rewards on other spends
  • Buy 1 Get 1 offer on INOX movie tickets, once per calendar quarter
  • Complimentary Swiggy vouchers on reaching quarterly spends of Rs. 20,000
  • Rs. 200 Amazon Pay e-voucher on spending minimum Rs. 3,000 within the first 30 days of joining
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Federal Bank Imperio Credit Card

visa-imperio-credit-card
3/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

Up to 8 complimentary domestic airport lounge visits per year

3x rewards on grocery and health care spends

Reward Points
Check Eligibility

Product Details

  • 2x rewards on utility bill payments and1x rewards on all other spends
  • Rs. 400 Amazon Pay e-voucher on reaching Rs.5,000 card spends within the first 30 days
  • Buy 1 Get 1 offer on INOX movie tickets, once per calendar quarter
  • Complimentary Big Basket vouchers on reaching quarterly spends of Rs. 50,000
  • 1% fuel surcharge waiver on fuel spends made across India
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On this page
Federal Bank Credit Card Fees and Charges
Federal Bank Credit Card: Eligibility & Documentation
How to Apply Online for Top Bank Credit Cards
FAQs

Federal Bank Credit Card Fees and Charges

The fees and charges for Federal Bank credit cards may vary from card to card. However, some common fees and charges applicable to all the credit cards are mentioned in the table below:

Fees and Charges Amount Details
Joining/Annual Fee Varies from one card to another
Interest on Revolving Credit On Avg. Monthly Balance for Last Quarter of –

Less than Rs. 50,000: 47.88% p.a. (3.99% p.m.)
Rs. 50,000 to Rs. 3 lakh: 32.28% p.a. (2.69% p.m.)
Rs. 3,00,001 to Rs. 10 lakh: 20.00% p.a. (1.69% p.m.)
More than Rs. 10 lakh: 8.28% p.a. (0.69% p.m.)
Late Payment Charges On outstanding balance of –

Less than Rs. 100: Nil
Rs. 100 to Rs. 500: Rs. 100
Rs. 501 to Rs. 5,000: Rs. 500
Rs. 5,001 to Rs. 10,000: Rs. 600
Rs. 10,001 to Rs. 25,000: Rs. 750
Rs. 25,001 to Rs. 50,000: Rs. 950
More than Rs. 50,000: Rs. 1,000

Certain charges may vary from card to card. Please refer to the terms and conditions for card variants separately. For other fees and charges, terms, and conditions related to Federal Bank Credit Cards, click here.

Federal Bank Credit Card: Eligibility & Documentation

Federal Bank offers credit cards to people who have maintained a good credit score. However, people who are new to credit may also apply for some of these cards. Below mentioned are the basic eligibility criteria that you must satisfy with the documents required by the bank while applying for any of the credit cards:

  • Occupation: Both salaried and self-employed individuals can apply for Federal Bank credit cards
  • Documents Required: Click here to see the list of documents required to apply for Federal Bank Credit Card

How to Apply Online for Top Bank Credit Cards

If you are planning to apply for credit cards online through Paisabazaar, you can follow the below-mentioned steps:

Step 1: Fill The Form
Provide your mobile number in the form to start the application process.

Step 2: Verify OTP and Check Available Offers
You can find pre-qualified offers on the screen once you provide the OTP.

Step 3: Select Preferred Credit Card
Compare available options and select the credit card that best suits your requirements.

Step 4: Apply and Submit Documents
Apply for the chosen card and provide documents for smooth processing of the application.

Currently, Federal Bank is not a Paisabazaar’s partner. So, kindly refer to the official bank website to apply for any of the Federal Bank Credit Cards.

FAQs

Q. How can I apply for Federal Bank Credit Card? A. You can apply for any of the Federal Bank credit cards through both online as well as offline modes. To apply online, you can visit the official website of the bank. However, to apply offline, you can visit the nearest branch of the bank and fill out the application form.

Q. What happens if I cross the credit limit of my Federal Bank Credit Card? A. If you make a transaction that exceeds the available credit limit on your credit card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount. However, the bank can also reject your transaction. This is decided by the bank as per your eligibility, income and other factors.

Q. How can I update my mobile number or email address? A. You can update your registered mobile number or email address by visiting the nearest branch of the bank. However, you can also do the same through the net banking facility provided by the bank. You can login to the net banking portal using your credentials, and submit the request to change your mobile number or email address. However, the bank will ask for confirmation before proceeding with the same.

Q. What is the maximum credit limit for Federal Bank credit cards? A. The maximum credit limit varies from card to card. The credit limit is decided by the bank after scrutinizing your application. The bank considers your eligibility, income, credit history and other factors while deciding your credit limit. So, you will get to know your credit limit only after applying for the credit card.

Q. Who can apply for Federal Bank credit cards? A. The eligibility criteria vary from card to card. However, you must meet the basic eligibility criteria, i.e. the applicant’s age must be above 18 years to apply for any of the credit cards. Additionally, the applicant should have a regular source of income and should be able to produce relevant documents as proof of identity, address and income.

Q. How do I contact Federal Bank Credit Card customer care? A. If you have any query regarding your Federal Bank Credit Card, you can get in touch with the Federal Bank’s customer care by calling on their numbers 18004251199 or 18004201199 for PAN India and 04842360994 for abroad. Apart from this, you can send your queries through online submissions on the official website of Federal Bank.

Q. Can I withdraw cash using Federal Bank Credit Card? A. Yes, you can withdraw cash using your Federal Bank Credit Card through domestic as well as international ATMs. However, the bank will charge a cash advance fee worth 2.5% of the transaction amount or Rs. 500, whichever is higher. In addition to this, a high interest rate is also applicable on the withdrawn amount from the date of withdrawal itself. Therefore, it is advised not to withdraw cash using a credit card as it can cost you high additional charges. hamper your credit score.

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